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812 S 8th Street, Wilmington, NC, 28401

3beds
2baths
1,349sqft
$240,000
$178price/sqft
$1,592/moest. monthly cost
$63,680/yrincome needed

About This Home

Charming yet beautifully updated, this 3 bedroom, 2 bath home is ideally located in the heart of downtown Wilmington. Relax on the inviting rocking chair front porch before stepping inside to a spacious, light-filled living room featuring hardwood floors and flexible space that can easily accommodate both living and dining areas. Unobstructed glass windows flood the home with natural light, creating a warm and welcoming atmosphere throughout. The kitchen offers abundant cabinet and counter space, stylish backsplash, and complemented by stainless steel appliances which includes a built-in microwave, dishwasher, and refrigerator. Durable luxury vinyl flooring runs through the kitchen, bedrooms, and one bathroom for both beauty and easy maintenance. At the rear of the home, you'll find the generously sized bedroom tucked away for added privacy, complete with two storage closets, a laundry closet ready for your washer and dryer, and a sliding glass door that opens to the deck and backyard, makes for perfect for relaxing or entertaining. This room could also be used as your den or office, the choice is yours. Two additional bedrooms share a full bath with a tub/shower combination and a linen closet, offering comfortable accommodations for family or guests. Enjoy the convenience of being just minutes from local restaurants, shopping, and the hospital, with area beaches only a short drive away. Don't miss out!

Getting Around

73
WalkingVery Walkable
36
TransitSome Transit
71
BikeVery Bikeable

Schools

5/10
6/10
Williston MiddleGrades 6-80.4 mi
3/10
New Hanover HighGrades 9-120.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Range,Dishwasher
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-in Shower,Blinds/Shades
  • Flooring: LVT/LVP,Wood

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,349
  • Total interior livable area: 1,349 sqft

Property

Details

  • Parcel number: R05409025020000
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 33 x 165 x 33 x 165

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$67$804
Property Taxes $112$1,344
Electricity $200$2,405
Total$1,592$19,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,582/yr
40% on housing$47,760/yr
45% on housing$42,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 28401$204
New Hanover County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 28401$265
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$260,000
2026-04-03Price change$270,000
2026-03-20Listed for sale$285,000
2024-09-12Listing removed$1,450
2023-12-02Listing removed--
2023-10-07Listed for rent$1,450
2023-03-26Listing removed--
2023-03-23Listed for rent$1,450
2023-01-28Listing removed--
2023-01-04Listed for rent$1,450
2021-06-12Listing removed--
2021-04-07Listed for rent$1,350
2020-04-10Listing removed$1,200
2020-03-17Listed for rent$1,300
2019-08-30Sold$70,000
2016-10-03Sold$65,000
2016-08-30Pending sale$65,000
2016-08-18Price change$65,000
2016-06-02Listed for sale$75,000

For Sale by Agent

AgentChris Baynes & Assoc Team, Coldwell Banker Sea Coast Advantage
BrokerageColdwell Banker Sea Coast Advantage

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