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804 S 6th Street, Wilmington, NC, 28401

2beds
1baths
910sqft
$250,000
$275price/sqft
$1,650/moest. monthly cost
$66,000/yrincome needed

About This Home

Welcome to 804 S 6th Street, a charming and affordable downtown cottage dating back to 1932. As you approach, you'll appreciate the inviting covered front porch, built-in flower beds, and convenient off-street parking. Inside, timeless character shines through with hardwood floors, tall ceilings, and elegant crown molding throughout this 2-bedroom, 1-bath home. Step outside to discover a private, courtyard-style backyard, fully fenced and finished with brick pavers for low-maintenance outdoor living. Ideally located in downtown Wilmington, you'll enjoy easy access to local coffee shops, restaurants, shopping, and entertainment just blocks away. Whether you're searching for a primary residence, second home, or investment opportunity, this charming cottage offers endless potential! HVAC replaced in 2023, Water heater replaced in 2024.

Getting Around

78
WalkingVery Walkable
37
TransitSome Transit
77
BikeVery Bikeable

Schools

5/10
6/10
Williston MiddleGrades 6-80.5 mi
3/10
New Hanover HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs,High Ceilings,Ceiling Fan(s),Blinds/Shades
  • Flooring: Tile,Hardwood
  • Attic: Access Only

Heating & Cooling

  • Heating features: Baseboard,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 910
  • Total interior livable area: 910 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R05409027020000
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Patio,Front Porch
  • Fencing: Full,Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 35 x 65

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$70$840
Property Taxes $116$1,392
Electricity $200$2,405
Total$1,650$19,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,571/yr
40% on housing$49,500/yr
45% on housing$44,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 28401$204
New Hanover County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 28401$265
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$250,000
2026-06-12Listed for sale$260,000
2021-07-19Sold$190,000
2021-04-19Pending sale$179,900
2021-04-15Listed for sale$179,900
2007-08-03Sold$132,500
2007-01-05Sold$89,500
2006-06-12Sold$39,000

For Sale by Agent

AgentLauren W Mintz
BrokerageIntracoastal Realty Corporation

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