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948 Birch Creek Drive, Wilmington, NC, 28403

2beds
2baths
1,349sqft
$299,000
$222price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

If you like trees and nature this is the home and neighborhood for you! Awesome one level townhome located in Birch Creek which is very convenient to everything Wilmington has to offer! Open living room/dining room combination, nice kitchen, 2 bedrooms (one very large), 2 updated bathrooms, one car garage. Private courtyard off the living room and a nice fenced in back yard with a very old and beautiful oak tree! Refrigerator and washer remain. Owner is aware of new carpet being needed and possible painting and will take this into consideration. Dues include master insurance, exterior maintenance, yard maintenance (except back yard), community pool, trash, cable, internet, termite bond, water and sewer. A $150 monthly assessment is currently in place for some updates needed in the neighborhood and each homeowner pays a pro-rated amount for their water usage that is billed separately. Birch Creek II is a different HOA than Birch Creek and managed by 2 different companies.

Getting Around

61
WalkingSomewhat Walkable
37
TransitSome Transit
59
BikeBikeable

Schools

8/10
6/10
Williston MiddleGrades 6-82.3 mi
6/10
John T Hoggard HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Microwave,Washer,Refrigerator,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Entrance Foyer,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,349
  • Total interior livable area: 1,349 sqft

Property

Details

  • Parcel number: R05514001029147
  • Zoning: MD-17
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Paved,Garage6
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$84$1,008
Property Taxes $139$1,668
Electricity $200$2,405
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28403$235
New Hanover County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 28403$293
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$325,000
2026-04-17Listed for sale$335,000
2016-12-20Sold$160,000
2016-12-02Pending sale$169,900
2016-11-17Listed for sale$169,900
2003-06-19Sold$129,900

For Sale by Agent

AgentLori S Speight
BrokerageMasonboro Realty, Inc.

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