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821 Schloss Street, Wrightsville Beach, NC, 28480

5beds
4baths
2,535sqft
$2,599,900
$1,026price/sqft
$14,289/moest. monthly cost
$571,560/yrincome needed

About This Home

Welcome home to your dream getaway by the ocean and the waterway! This classic beach house is perfect for a second home and/or investment property! Located just one block from the ocean and Banks Channel just steps away to the public access to both gorgeous bodies of water! The home is beautifully furnished and offers five bedrooms and four full baths, can accommodate up to 14 people. This home has been used as an investment/rental property and has a really strong rental history. There is hardwood flooring throughout, granite counter tops in kitchen, all stainless steel appliances (new range being installed soon), and tile backsplash. A brand new fortified roof was installed this year. There is a termite bond in place until 2027 for buyer's peace of mind. Don't miss the top floor widow's peak with outstanding views of the ocean and great for sunrise and sunset watching! The South End is one of the most sought after on the island. Quiet, lovely, and offers a short bike ride into town or dinner with Oceanic being just up the street, and more!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
6/10
M C S Noble MiddleGrades 6-84.6 mi
6/10
John T Hoggard HighGrades 9-124.9 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Other,Slab,Pilings
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Combination

Features

  • Ceiling Fan(s),Blinds/Shades

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,535
  • Total interior livable area: 2,535 sqft

Master Bedroom

  • Level: Primary Living Area

Property

Details

  • Parcel number: R06318004008000
  • Zoning: R-1-WB
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch,Balcony
  • Fencing: Partial
  • Living area range: 2400 - 2599

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 50 x 80

Parking

  • Total spaces: 2
  • Parking features: On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,146$157,752
Home Insurance *$174$2,088
Property Taxes $733$8,796
Electricity $236$2,833
Total$14,289$171,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$489,908/yr
40% on housing$428,670/yr
45% on housing$381,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,026This listing

vs Other Active Listings

Avg $/sqft

ZIP 28480$807
New Hanover County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 28480$1,085
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$2,599,900
2026-03-04Listing removed$6,400
2025-08-22Listed for sale$2,650,000
2025-08-08Price change$6,400
2025-07-04Price change$6,425
2025-05-31Price change$6,450
2025-04-08Listed for rent$6,500
2025-03-01Listing removed$6,100
2025-02-07Price change$6,100
2025-01-05Price change$6,200
2024-12-11Price change$6,400
2024-04-16Listed for rent$6,500
2019-08-16Sold$1,040,000
2019-07-19Pending sale$1,195,000
2019-05-30Price change$1,195,000
2019-04-25Price change$1,219,000
2019-01-14Listed for sale$1,240,000
2018-12-13Listing removed$1,260,000
2018-07-26Price change$1,260,000
2018-05-29Price change$1,298,500
2018-04-06Price change$1,325,000
2018-03-09Listed for sale$1,375,000
2011-03-28Sold$835,000
2010-08-14Listed for sale$1,150,000
2005-03-24Sold$750,000

For Sale by Agent

AgentAmber Harris
BrokerageIntracoastal Realty Corporation

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