848 Ruffin Street, Wilmington, NC, 28412
About This Home
Welcome to easy, low-maintenance living in the heart of Wilmington's desirable Midtown area! This beautifully maintained 3-bedroom, 2-bath brick townhome offers the convenience of one-level living with a spacious floorplan for comfort. The vaulted ceilings and smooth finishes create a bright, airy feel, while the cozy gas log fireplace adds warmth and charm to the main living area. The well-appointed floor plan includes a one-car garage and generous outdoor living spaces of a covered front porch as well as an open rear deck area, making it ideal for a variety of lifestyles. Move-in ready and meticulously cared for, this turnkey home allows you to enjoy all the benefits of homeownership without the hassle of extensive maintenance. Whether you're looking to downsize, purchase your first home, or simply enjoy the convenience of Midtown Wilmington, this exceptional townhome is one you won't want to miss.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Brick,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Disposal,Dishwasher
- Laundry features: Laundry Closet
Basement
- Basement: None
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Blinds/Shades,Gas Log
- Flooring: LVT/LVP,Tile
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Fireplace(s),Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,162
- Total interior livable area: 1,162 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R06516006044000
- Zoning: MD-10
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered,Deck,Porch
- Fencing: None
- Has view: Yes
- View description: None
- Waterfront features: None
- Frontage type: See Remarks
- Living area range: 1000 - 1199
Lot
- Lot size: 2,265 sqft
- Lot size dimensions: Townhome
Parking
- Total spaces: 1
- Parking features: Garage Faces Front,Garage Door Opener,On Site,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New Hanover County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $147 | $1,764 |
| Electricity | $200 | $2,405 |
| Total | $2,008 | $24,096 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $299,900 |
| 2026-07-20 | Listed for sale | $315,000 |
| 2005-03-07 | Sold | $139,900 |
| 2003-05-15 | Sold | $125,000 |
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