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3204 Bougainvillea Way, Wilmington, NC, 28409

5beds
3baths
2,539sqft
$570,000
$224price/sqft
$3,502/moest. monthly cost
$140,080/yrincome needed

About This Home

Welcome to 3204 Bougainvillea Way in the desirable Whisper Creek community! This spacious 5-bedroom, 2.5-bath home offers room to grow, relax, and entertain. Featuring a two-car garage and a flexible layout, there's plenty of space to fit your lifestyle--whether you need extra bedrooms, a home office, or bonus areas. Step outside to enjoy a beautifully maintained yard with mature landscaping, a deck perfect for gatherings or quiet evenings, and a convenient storage shed for all your tools and hobbies. The outdoor space offers both charm and functionality, ideal for enjoying North Carolina's seasons. Located just a short distance from Wade Park, you'll love the easy access to green space, recreation, and outdoor activities. With its generous size, great setting, and endless potential, this home is ready for you to make it your own!

Getting Around

3
WalkingCar-Dependent
18
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

6/10
Holly Tree ElementaryGrades K-50.8 mi
4/10
6/10
John T Hoggard HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,539
  • Total interior livable area: 2,539 sqft

Property

Details

  • Parcel number: R06611010030000
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Patio,Front Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.52 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 62.51 x 31.39 x 168.61 x 200.00 x 180.58

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Inland Flooding
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$118$1,416
Property Taxes $266$3,192
Electricity $236$2,837
Total$3,502$42,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,068/yr
40% on housing$105,060/yr
45% on housing$93,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 28409$404
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28409$251
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$580,000
2026-03-24Listed for sale$590,000
2001-12-14Sold$185,000

For Sale by Agent

AgentClayton Hamerski
BrokerageIntracoastal Realty Corporation

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