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531 E Seaview Road, Wilmington, NC, 28409

4beds
4baths
4,076sqft
$1,295,000
$318price/sqft
$7,596/moest. monthly cost
$303,840/yrincome needed

About This Home

Wake up to breathtaking sunrises and unwind with sweeping panoramic views of the Intracoastal Waterway and surrounding marsh--this stunning 4-bedroom, 3.5-bath coastal retreat is the perfect blend of luxury and laid-back waterfront living. Thoughtfully designed with decks on every level, you'll enjoy front-row seats to passing boaters, abundant wildlife, and the peaceful beauty that defines coastal life. Inside, the home shines with an open, modern floor plan and stylish finishes throughout. The chef's kitchen is a true centerpiece, featuring an impressive island, sleek contemporary tones, and a spacious pantry--perfect for entertaining or everyday living. Recent updates include new French doors, fresh interior and exterior paint, and updated fixtures that enhance the home's clean, coastal aesthetic. Designed for both comfort and convenience, this home offers an elevator servicing all levels, a central vacuum system, hurricane shutters, and a well-appointed laundry room complete with a utility sink and ample storage. Speaking of storage--this home truly delivers, with generous space throughout for all your coastal gear and more. Step outside to enjoy the outdoor shower after a day on the water, and take advantage of the prime location for fishing, clamming, kayaking, or cruising the ICW in your skiff or jon boat. Whether you're seeking a serene primary residence, a vacation getaway, or an investment opportunity, this exceptional waterfront home offers the ultimate coastal lifestyle.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

10/10
7/10
Charles P Murray MiddleGrades 6-81.4 mi
5/10
Eugene Ashley HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Central Vacuum,Walk-in Closet(s),High Ceilings,Entrance Foyer,Kitchen Island,Elevator,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,076
  • Total interior livable area: 4,076 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: R08211002014000
  • Zoning: R-15
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Porch
  • Exterior features: Shutters - Board/Hurricane,Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Marsh
  • Has water view: Yes
  • Water view: Marsh
  • Frontage type: See Remarks
  • Living area range: 4000 - 4499

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 100 x 204

Parking

  • Parking features: Concrete,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Winter Weather
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$269$3,228
Property Taxes $400$4,800
Electricity $379$4,555
Total$7,596$91,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,434/yr
40% on housing$227,880/yr
45% on housing$202,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 28409$401
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28409$251
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$1,475,000
2012-06-13Sold$440,000
2012-04-04Listed for sale$499,000
2012-02-09Listing removed$499,000
2012-01-24Price change$499,000
2011-11-24Listed for sale$510,000
2011-09-30Sold$425,500
2011-09-28Listed for sale$550,000
2011-07-14Listing removed$550,000
2011-03-24Price change$550,000
2011-02-13Price change$600,000
2011-02-06Price change$650,000
2010-12-31Price change$730,000
2010-11-04Price change$830,000
2010-09-04Price change$850,000
2010-02-04Price change$900,000
2009-11-10Price change$1,100,000
2009-08-29Price change$1,250,000
2009-03-14Price change$1,199,000
2009-01-09Price change$1,250,000
2008-06-04Listed for sale$1,400,000
2008-04-30Listing removed$1,450,000
2007-10-25Listed for sale$1,450,000

For Sale by Agent

AgentAlison J Keller, Coldwell Banker Sea Coast Advantage-CB, Keller & Santucci Real Estate Team, Coldwell Banker Sea Coast Advantage-CB
BrokerageColdwell Banker Sea Coast Advantage-CB

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