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1404 Canal Drive #34, Carolina Beach, NC, 28428

2beds
2baths
784sqft
$379,998
$485price/sqft
$2,299/moest. monthly cost
$91,960/yrincome needed

About This Home

TOP-FLOOR OCEAN VIEWS & TURNKEY STR! Rare 3rd-floor 2BR/2BA condo in Ocean Harbor featuring panoramic ocean views, private balcony, and NO overhead noise. Fully furnished with active Superhost rental history. Community pool, 1 block to ocean access, and ready for immediate income or personal beach retreat. Don't miss the best view in the building!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
7/10
Charles P Murray MiddleGrades 6-83.6 mi
5/10
Eugene Ashley HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Microwave,Built-In Electric Oven,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Furnished,Blinds/Shades
  • Flooring: LVT/LVP
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R08811006003012
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: Third Row
  • Frontage type: See Remarks
  • Living area range: 600 - 799

Lot

  • Features: Third Row

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$44$528
Property Taxes $134$1,608
Electricity $200$2,405
Total$2,299$27,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,822/yr
40% on housing$68,970/yr
45% on housing$61,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 28428$359
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28428$466
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$379,998
2026-06-25Listing removed$410,000
2026-03-25Price change$410,000
2026-03-09Price change$415,000
2026-02-20Price change$420,000
2026-01-30Price change$425,000
2025-12-19Listed for sale$429,995
2025-12-12Listing removed$2,300
2025-11-24Price change$2,300
2025-11-19Price change$2,395
2025-11-04Price change$2,500
2025-10-28Price change$2,600
2025-10-21Price change$2,795
2025-10-08Price change$2,995
2025-09-30Listed for rent$2,700
2025-09-17Listing removed$2,500
2025-08-06Listed for rent$2,500
2024-10-19Listing removed$1,650
2024-09-29Listed for rent$1,650
2023-11-09Listing removed--
2023-10-12Listed for rent$2,500
2023-08-02Sold$425,000
2023-07-01Pending sale$439,000
2023-05-31Price change$439,000
2023-05-03Price change$446,900
2023-02-08Listed for sale$450,000
2021-03-10Sold$310,000
2012-02-17Sold$79,000

For Sale by Agent

AgentKristy D Ward
BrokerageNest Realty

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