1516 Pinfish Lane, Carolina Beach, NC, 28428
About This Home
Welcome to a rare and versatile new construction home in Carolina Beach, just a few blocks from the ocean and located in a quiet neighborhood that offers the perfect balance of coastal living and privacy. This thoughtfully designed property features two completely separate living areas, making it ideal for multi-generational living, hosting guests, or maximizing rental flexibility. The main living area offers 3 bedrooms, 3 bathrooms, and 1,819 square feet, while the ground-level apartment includes 1 bedroom, 2 bathrooms, and 955 square feet with no stairs to enter—perfect for those who prefer or require step-free access. Enjoy peace of mind knowing no flood insurance is required. Relax on the wide covered front porch, a true beach-home essential, where you can unwind, entertain, and take in the salt air after a day at the shore. With no HOA, the possibilities are endless—occupy the entire home, live in one space while renting the other, or take advantage of long-term or short-term rental opportunities. The property offers exceptional parking, featuring two large driveways and two garages, accommodating up to 10 vehicles on site, a true rarity near the beach. This newly completed home allows the whole family to come together for unforgettable beach days while still enjoying the comfort of private, independent living spaces. Homes offering two separate apartments in this location are extremely hard to find, making this an outstanding opportunity for both homeowners and investors alike.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Other,Pilings
- Roof: Architectural Shingle
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Range,Disposal,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Room
Basement
- Basement: None
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Level: Second
Dining Room
- Level: First
Features
- Walk-in Closet(s),High Ceilings,Solid Surface,Kitchen Island,2nd Kitchen,Apt/Suite,Pantry,Walk-in Shower,Walk-In Closet(s)
- Window features: Thermal Windows
- Flooring: LVT/LVP,Tile
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,774
- Total interior livable area: 2,774 sqft
Kitchen
- Level: Second
Kitchen
- Level: First
Living Room
- Level: Second
Living Room
- Level: First
Master Bedroom
- Level: First
Master Bedroom
- Level: Second
Property
Accessibility
- Accessibility features: Accessible Kitchen,Accessible Entrance
Details
- Parcel number: R09017010014000
- Zoning: MH
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Patio,Porch
- Exterior features: Outdoor Shower,DP50 Windows
- Fencing: Partial
- Has view: Yes
- View description: See Remarks
- Waterfront features: Water Access Comm
- Frontage type: See Remarks
- Living area range: 2600 - 2799
Lot
- Lot size: 4,791 sqft
- Features: Water Access Comm
- Lot size dimensions: 50 x 100
Parking
- Total spaces: 2
- Parking features: Attached,See Remarks,Off Street,On Site,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Winter Weather
- Coastal Flooding
- Ice Storm
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New Hanover County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,536 | $66,432 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $388 | $4,656 |
| Electricity | $258 | $3,100 |
| Total | $6,310 | $75,720 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $1,099,000 |
| 2025-12-18 | Listed for sale | $1,150,000 |
| 2005-03-17 | Sold | $252,000 |
New Construction
View on Zillow