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192 Seawatch Way, Kure Beach, NC, 28449

5beds
4baths
2,866sqft
$1,200,000
$419price/sqft
$6,990/moest. monthly cost
$279,600/yrincome needed

About This Home

Discover the ease of coastal ownership in Seawatch, one of Kure Beach's most established and amenity-rich communities. Offered fully furnished, this five-bedroom home is move-in ready and well-suited as a primary residence, second home, or income-producing beach property. Set among mature landscaping and tucked alongside community walking paths, the property offers an uncommon sense of privacy while remaining just a short distance from the beach access and neighborhood amenities. Located outside the flood zone, the setting combines convenience with a quieter, more natural backdrop. The home has seen extensive recent improvements, including replacement of the upper HVAC system in 2019 and two lower HVAC systems in December 2025, new flooring on the third level, updated bathroom renovations, interior and exterior paint, siding repairs, rebuilt exterior stairs, fencing work, and installation of a new hot water heater and washer and dryer. Seawatch residents enjoy access to a wide range of amenities, including a pool, clubhouse, tennis courts, playground, walking trails, and private oceanfront beach access complete with restrooms and a tiki bar. The layout offers flexibility for hosting family and guests, while the furnishings and updates allow for immediate enjoyment without the need for additional work or setup. The property also has a strong vacation rental track record, generating more than $50,000 annually. Exclusions include select wall décor items, bicycles, outdoor fishing cart, contents of owners' closets, front door lock, and vacation rental management company items. Dishwasher is brand new.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
7/10
Charles P Murray MiddleGrades 6-86.6 mi
5/10
Eugene Ashley HighGrades 9-126.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Disposal,Dishwasher
  • Laundry features: Laundry Room

Bathroom5

  • Level: Third

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Ceiling Fan(s),Furnished,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,866
  • Total interior livable area: 2,866 sqft

Master Bedroom

  • Level: Third

Property

Details

  • Parcel number: R09200001206000
  • Zoning: B-4
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Open,Deck,Porch,Balcony
  • Exterior features: Shutters - Board/Hurricane,Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 6,970 sqft
  • Features: Wooded,Water Access Comm
  • Lot size dimensions: 128 x 111 x 108

Parking

  • Parking features: Concrete,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$202$2,424
Property Taxes $455$5,460
Electricity $266$3,203
Total$6,990$83,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,657/yr
40% on housing$209,700/yr
45% on housing$186,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 28449$473
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28449$376
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$1,200,000
2026-04-13Listing removed$1,250,000
2026-02-19Price change$1,250,000
2026-01-15Price change$1,299,000
2025-12-21Price change$1,350,000
2025-12-05Listed for sale$1,385,000
2023-07-17Sold$1,075,000
2023-05-12Pending sale$1,099,000
2023-04-26Listed for sale$1,099,000
2020-07-23Sold$671,655
2020-06-29Pending sale$699,000
2020-06-15Price change$699,000
2020-01-19Listed for sale$704,000
2007-03-09Sold$739,000

For Sale by Agent

AgentTidal Realty Partners
BrokerageREAL Broker LLC

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