717 Settlers Lane, Kure Beach, NC, 28449
About This Home
Welcome to 717 Settlers Lane in the highly desirable Kure Beach Village community of Kure Beach, NC, where coastal charm, modern updates, and exceptional amenities come together. This spacious 4-bedroom, 2.5-bathroom brick home offers 2,307 square feet of well-designed living space and is perfectly situated with a private backyard that backs directly to protected federal land, ensuring a peaceful, natural setting with lasting privacy. Inside, you'll find an inviting open floor plan with high ceilings in the living room that create a bright and airy feel. Abundant natural light pours into the main living areas, highlighting the fresh interior paint and enhancing the home's warm, welcoming atmosphere. A wood-burning fireplace serves as a cozy focal point, perfect for gathering on cooler evenings. The large sunroom provides additional flexible living space to relax or entertain while enjoying serene backyard views, and a dedicated office or flex space offers the ideal setup for working from home, hobbies, or a playroom. The kitchen has been beautifully refreshed with new butcher block countertops, blending style and functionality. A new rear sliding door leads to a private back deck, creating seamless indoor-outdoor living. The guest bathroom features a brand-new tub and shower, and major updates including a new roof in 2025 and new gutters provide peace of mind. Best of all, no flood insurance is required, offering added value and long-term savings. The brick exterior enhances curb appeal and durability, and the two-car garage provides ample storage and convenience. As part of Kure Beach Village, residents enjoy private community beach access along with outstanding amenities including two community pools, tennis and pickleball courts, and a fitness center--all with low HOA dues. This home offers the perfect combination of space, privacy, updates, and resort-style living just moments from the beach, making it an exceptional opportunity in one of Kure Beach's most sought-after destinations
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Brick Veneer,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Freezer,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
- Laundry features: Laundry Closet
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Sound System,Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Pantry,Blinds/Shades
- Flooring: Carpet,Tile,Hardwood
Heating & Cooling
- Heating features: Heat Pump,Fireplace(s),Electric,Forced Air
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,307
- Total interior livable area: 2,307 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R09205019018000
- Zoning: RA-1A
- Special condition: Standard
Features
- Levels: Two
- Pool features: None
- Patio & porch: Deck
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Waterfront features: Deeded Beach Access,Water Access Comm
- Frontage type: See Remarks
- Living area range: 2200 - 2399
Lot
- Lot size: 8,712 sqft
- Features: Wooded,Deeded Beach Access,Water Access Comm
- Lot size dimensions: 75 x 114 x 75 x 116
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Off Street,Garage6
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Ice Storm
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New Hanover County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,475 | $53,700 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $328 | $3,936 |
| Electricity | $214 | $2,578 |
| Total | $5,166 | $61,992 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-28 | Price change | $900,000 |
| 2026-03-04 | Listed for sale | $925,000 |
For Sale by Agent
View on Zillow