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245 Hilltop Road, Athens, GA, 30605

5beds
4baths
3,738sqft
$295,000
$79price/sqft
$2,227/moest. monthly cost
$89,080/yrincome needed

About This Home

This spacious home is located right off Lexington Road, near shopping and dining! The house has been subdivided into two private units:one on the main level and one on the basement level. The main level is a three bedroom two bathroom home, while the basement is aspacious two-bedroom, two bathroom. Both units have recently had renovations and are leased through July 2027

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
Gaines Elementary SchoolGrades PK-50.8 mi
3/10
Hilsman Middle SchoolGrades 6-80.6 mi
2/10
Cedar Shoals High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,738 sqft

Property

Details

  • Parcel number: 233B3C009
  • Zoning: RS-15
  • Special condition: Standard

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$162$1,944
Property Taxes $211$2,532
Electricity $363$4,358
Total$2,227$26,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,354/yr
40% on housing$66,810/yr
45% on housing$59,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 30605$171
Clarke County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 30605
Clarke County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$295,000
2026-03-04Price change$299,900
2026-02-12Listing removed$1,550
2026-01-15Price change$310,000
2025-10-16Listed for rent$1,550
2025-03-28Listed for sale$337,500
2024-01-04Listing removed--
2023-12-27Listed for rent$1,500
2023-10-17Listing removed--
2023-10-11Price change$1,500
2023-09-30Listed for rent$1,650
2022-09-23Sold$225,000
2022-08-31Pending sale$250,000
2022-08-31Listed for sale$250,000
2010-05-28Sold$62,400
2010-03-05Price change$64,900
2010-02-11Price change$79,900
2009-12-27Price change$89,900
2009-12-24Listed for sale--
2009-12-01Sold$156,691
2009-04-10Listed for sale$105,000
2006-09-13Sold$158,000
2005-03-30Sold$101,637

For Sale by Agent

AgentColby Smith
BrokerageRent Athens, LLC

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