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510 Ponderosa Dr, Athens, GA, 30605

5beds
3baths
3,583sqft
$470,000
$131price/sqft
$3,548/moest. monthly cost
$141,920/yrincome needed

About This Home

Value, Space, and Location-all in one! Listed below the appraisal value, this beautifully maintained 5-bedroom, 3-bathroom, four-sided brick home sits on a scenic .68 acres corner lot in the prestigious Cedar Creek community. Surrounded by year-round greenery, mature pear and fig trees, and a flourishing grapevine, this property offers a peaceful retreat just minutes from UGA, downtown Athens, and top-rated schools, shopping, and dining. Featuring a main-level owner's suite, hardwood floors, an updated kitchen with stainless steel appliances, spacious living areas, and a bright sunroom, this home is designed for comfortable everyday living and effortless entertaining. Homes offering this combination of value, charm, and location are hard to find. Schedule your private showing today. Come See...Come Stay!!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

2/10
Gaines Elementary SchoolGrades PK-50.9 mi
3/10
Hilsman Middle SchoolGrades 6-80.9 mi
2/10
Cedar Shoals High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,583
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,583
  • Total interior livable area: 3,583 sqft

Kitchen

  • Features: Breakfast Area,Solid Surface Counters

Property

Details

  • Parcel number: 241B2 D001

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Fenced
  • Waterbody name: None

Lot

  • Lot size: 0.62 Acres
  • Features: Other

Parking

  • Total spaces: 4
  • Parking features: Garage,Garage Door Opener,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$162$1,944
Property Taxes $662$7,944
Electricity $348$4,177
Total$3,548$42,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,645/yr
40% on housing$106,440/yr
45% on housing$94,613/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 30605$170
Clarke County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 30605
Clarke County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$470,000
1999-10-12Sold$149,000

For Sale by Agent

AgentDebora J O'Neal
BrokerageColdwell Banker Realty

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