




6960 W Elkton Gifford Rd, Somerville, OH, 45064
About This Home
RARE opportunity featuring two separate homes on one beautiful property—perfect for multi-generational living, an in-law, or generating additional income by renting one residence while enjoying the other yourself. Nestled on 1.76 scenic acres along a peaceful country road, this property offers both privacy & flexibility in a slow setting. The main residence is a 4-bedroom, 2 full bath brick wrapped ranch. An oversized two-car garage provides abundant space for vehicles, storage, hobbies, or a workshop. Inside, you’ll find original hardwood floors. The inviting front porch is perfect for sipping morning coffee, relaxing in rocking chairs. The home features a spacious living room w/a well-appointed kitchen complete w/an eat-in dining area. The bedrooms are thoughtfully positioned near a full bath w/a tub/shower combination, while the primary suite includes its own private full bathroom. Updates include a new furnace & air conditioning system 25'. In addition to the main home, the property includes a well-maintained single-wide residence, offering even more versatility. This second home features 3 bedrooms & 2 full bathrooms, w/newer metal roof for long-term durability. Boasts a large, open-concept living room that flows seamlessly into the kitchen, creating an airy & welcoming space. The primary bedroom includes a walk-in closet & a private ensuite bath, making it comfortable for occupants or tenants alike. Both homes are independently equipped w/separate electric service, separate septic systems & individual propane heating systems. They currently share a water connection, though the option exists to separate it, as public water is available at the road. Completing the property is a storage shed, ideal for tools, equipment & seasonal items. Whether you’re seeking a property for extended family, an investment opportunity, or simply extra space w/flexibility, this unique offering delivers exceptional value & potential.
Getting Around
Schools
Construction
Condition
- Year built: 1971
Materials
- Construction materials: Brick,Frame,Shingle Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator,Electric Water Heater
Basement
- Basement: Crawl Space
Bedroom
- Level: Main
- Dimensions: 14 x 10
Bedroom
- Level: Main
- Dimensions: 14 x 10
Bedroom
- Level: Main
- Dimensions: 12 x 12
Bedroom
- Level: Main
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Features
- Ceiling Fan(s),High Speed Internet
- Window features: Double Hung,Double Pane Windows,Insulated Windows,Vinyl
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,430
- Total interior livable area: 1,430 sqft
Kitchen
- Level: Main
- Dimensions: 18 x 11
Living Room
- Level: Main
- Dimensions: 23 x 13
Property
Details
- Parcel number: C07M00000000000015
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Exterior features: Porch
Lot
- Lot size: 1.76 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage,Garage Door Opener,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $326 | $3,912 |
| Electricity | $193 | $2,320 |
| Total | $2,736 | $32,832 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $425,000 |
| 2026-04-03 | Listed for sale | $449,900 |
