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421 S Spring St, New Paris, OH, 45347

4beds
2baths
1,188sqft
$289,000
$243price/sqft
$2,073/moest. monthly cost
$82,920/yrincome needed

About This Home

Welcome to this tranquil setting where you will enjoy a clean 3 bedroom 2 bath home on main floor and a 4th bedroom in the basement along with a rec room and an additional play room or study/office . Bathrooms feature ceramic tile and the rest of the house has a mixture of well kept hardwood floors, and vinyl. Stylish kitchen with corian counters, a counter bar, stainless steel appliances, blonde kitchen cabinets and an adjacent dining room. Large livingroom with a picture window overlooking a park like setting and a beautiful covered front porch. Enjoy the heated sunroom year around plus the patio for those warm summer day cookouts. Spacious attached 2 car garage with automatic openers and the added bonus is the home is sitting on 2 parcels. This house also has 2 outside sheds, a black top drive and is landscaped. Second parcel # G2291292000003300. Seller is offering 1 year Home Warranty.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Bedroom

  • Level: Main
  • Dimensions: 11 x 10

Bedroom

  • Level: Basement
  • Dimensions: 16 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 12 x 9

Features

  • Ceiling Fan(s),Solid Surface Counters,Walk-In Closet(s)
  • Window features: Insulated Windows,Vinyl

Florida Room

  • Level: Main
  • Dimensions: 14 x 12

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 10

Laundry

  • Level: Main
  • Dimensions: 6 x 3

Living Room

  • Level: Main
  • Dimensions: 17 x 13

Master Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Office

  • Level: Basement
  • Dimensions: 13 x 9

Recreation

  • Level: Basement
  • Dimensions: 24 x 12

Property

Details

  • Parcel number: G23001402700008000
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Porch,Storage

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$183$2,196
Property Taxes $236$2,832
Electricity $193$2,320
Total$2,073$24,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,074/yr
40% on housing$62,190/yr
45% on housing$55,280/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 45347$170
Preble County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 45347
Preble County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$289,000
2026-06-02Price change$299,000
2026-05-19Listed for sale$305,000
2024-06-17Sold$250,000
2024-05-06Pending sale$249,000
2024-04-23Listed for sale$249,000
2022-06-21Sold$190,000
2022-05-13Pending sale$174,900
2022-05-12Listed for sale$174,900
1996-06-17Sold$65,000

For Sale by Agent

AgentHolly D Craft
BrokerageCountry Mile REALTORS

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