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8958 N Main St, Canastota, NY, 13032

4beds
4baths
3,931sqft
$575,000
$146price/sqft
$4,784/moest. monthly cost
$191,360/yrincome needed

About This Home

This stunning Cape Cod–style home offers an exceptional blend of classic charm and modern comfort, set on 2.07 private acres just one mile from the lake. With 4,350 square feet of beautifully designed living space, this property provides room to relax, entertain, and enjoy peaceful surroundings. Inside, you’ll find soaring high ceilings and expansive windows that flood the home with natural light, creating a bright and inviting atmosphere throughout. The spacious layout includes newly updated flooring in the bedrooms, adding a fresh and contemporary touch. A standout feature of this home is the fully equipped in-law suite or additional master bedroom, ideal for extended family, guests, or flexible living arrangements. The home is connected to public water for convenience and reliability. Step outside to your own private retreat, where a tranquil pond sits just beyond the backyard, complemented by newly completed landscaping that enhances the property’s natural beauty. The generous acreage offers both privacy and space for outdoor activities, gardening, or simply enjoying the serene setting. This is a rare opportunity to own a beautifully maintained Cape Cod home with modern upgrades, versatile living space, and a picturesque location close to the lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Canastota High SchoolGrades 7-125.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Water Heater,Gas Cooktop,Gas Oven,Gas Range,Microwave,Refrigerator,Range Hood,Wine Cooler,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Separate/Formal Living Room,Home Office,Sliding Glass Door(s),Bath in Primary Bedroom,Main Level Primary,Primary Suite
  • Door features: Sliding Doors
  • Flooring: Hardwood,Laminate,Tile,Varies
  • Number of fireplaces: 3
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Forced Air,Radiant,Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,931
  • Total interior livable area: 3,931 sqft

Property

Details

  • Parcel number: 25368901200000010430120000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Gravel Driveway,Private Yard,See Remarks
  • Waterfront features: Pond

Lot

  • Lot size: 2.07 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 200 x 498

Parking

  • Total spaces: 3
  • Parking features: Attached,Electricity,Garage,Storage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$280$3,360
Property Taxes $948$11,376
Electricity $649$7,795
Total$4,784$57,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,022/yr
40% on housing$143,520/yr
45% on housing$127,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 13032$144
Madison County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 13032$168
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$630,000
2025-03-31Sold$535,000
2025-02-19Pending sale$529,000
2025-01-20Listed for sale$529,000
2022-02-02Sold$425,000
2021-12-30Pending sale$439,999
2021-11-18Price change$439,999
2021-09-29Price change$449,900
2021-09-10Listed for sale$469,000
2004-06-04Sold$140,000

For Sale by Agent

AgentMarissa Ackerman
BrokerageKeller Williams Syracuse

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