See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2605 Mill Race Rd, Frederick, MD, 21701

4beds
4baths
3,755sqft
$749,900
$200price/sqft
$5,582/moest. monthly cost
$223,280/yrincome needed

About This Home

NEW ROOF July 2026, NEW water heater and cooktop, all NEW neutral interior paint; Backing to The Preserve, enjoy quiet and privacy; the preserve features nature trails, woods, creek and bird watching; paved pathways to walk to the club house or Village Center with shops, restaurants, weekend food trucks and concert; 1 block to beautiful neighborhood park with pond and waterfall. This spacious Villa offers full daylight walk-out lower level with 4th BR, 3rd full bath, huge rec room and storage all opening to a private patio with views of the preserve. The main floor offers solid hardwoods and main level primary suite with 2 walk-in closets and attached primary bath. The eat-in kitchen/breakfast room opens to an enclosed screened porch, and the family room with 2-story ceilings offer a wall of windows facing the preserve and open to a deck. Upstairs, enjoy an open loft lounge area with 2 additional bedrooms, each with walk-in closets and shared bath.

Getting Around

33
WalkingCar-Dependent
24
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

6/10
9/10
5/10
Walkersville High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2004

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Other

  • Builder name: Wormald

Type & Style

  • Home type: Townhouse
  • Architectural style: Villa
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Oven,Refrigerator,Washer,Water Heater,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Full,Heated,Improved,Interior Entry,Exterior Entry,Partially Finished,Rear Entrance,Walk-Out Access,Windows

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Lower

Bedroom2

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 176
  • Dimensions: 11 X 16

Bedroom3

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 176
  • Dimensions: 11 X 16

Bedroom4

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Lower
  • Area: 276
  • Dimensions: 12 X 23

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Features: Breakfast Room,Flooring - Solid Hardwood
  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Den

  • Features: Flooring - Solid Hardwood
  • Level: Main
  • Area: 176
  • Dimensions: 11 X 16

Dining Room

  • Features: Flooring - Solid Hardwood,Formal Dining Room
  • Level: Main
  • Area: 324
  • Dimensions: 18 X 18

Family Room

  • Features: Cathedral/Vaulted Ceiling,Flooring - Solid Hardwood,Window Treatments
  • Level: Main
  • Area: 280
  • Dimensions: 14 X 20

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Galley,Kitchen - Gourmet,Kitchen - Table Space,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Finished area below ground: 900
  • Finished area above ground: 2,855

Foyer

  • Features: Flooring - Solid Hardwood
  • Level: Main
  • Area: 77
  • Dimensions: 7 X 11

Great Room

  • Features: Basement - Finished,Bathroom - Tub Shower,Flooring - Vinyl
  • Level: Lower
  • Area: 615
  • Dimensions: 15 X 41

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,497
  • Total interior livable area: 3,755 sqft

Kitchen

  • Features: Breakfast Bar,Breakfast Room,Countertop(s) - Solid Surface,Flooring - Solid Hardwood,Kitchen - Electric Cooking,Eat-in Kitchen,Lighting - Ceiling,Recessed Lighting
  • Level: Main
  • Area: 144
  • Dimensions: 9 X 16

Laundry

  • Level: Main

Loft

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 255
  • Dimensions: 15 X 17

Primary Bathroom

  • Features: Bathroom - Stall Shower,Double Sink,Flooring - Ceramic Tile
  • Level: Main

Primary Bedroom

  • Features: Attached Bathroom,Bathroom - Stall Shower,Flooring - Solid Hardwood,Walk-In Closet(s),Window Treatments
  • Level: Main
  • Area: 228
  • Dimensions: 12 X 19

Storage Room

  • Level: Lower
  • Area: 126
  • Dimensions: 9 X 14

Utility Room

  • Level: Lower
  • Area: 552
  • Dimensions: 23 X 24

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102234971
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck,Patio,Porch,Screened
  • Exterior features: Sidewalks,Street Lights
  • Has view: Yes
  • View description: Creek/Stream,Park/Greenbelt,Scenic Vista,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 4,656 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$161$1,932
Property Taxes $1,152$13,824
Electricity $478$5,740
Total$5,582$66,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,382/yr
40% on housing$167,460/yr
45% on housing$148,853/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$222
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$724,900
2026-07-15Listed for sale$749,900
2005-03-01Sold$401,652

For Sale by Agent

AgentRob Whalen
BrokerageLong & Foster Real Estate, Inc.

Similar Homes