See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

153 Harvard Road, Watervliet, NY, 12189

2beds
2baths
1,524sqft
$359,900
$236price/sqft
$2,703/moest. monthly cost
$108,120/yrincome needed

About This Home

Welcome to the highly sought-after Spring Meadow Townhouse Community! This well-maintained, maintenance-free townhome is located in one of the top-rated school districts and features an open floor plan with hardwood flooring throughout the living space including bedrooms and loft space. Brand new HW tank, new roof, high efficiency furnace and more. Open living space with living room. dining room , eat in kitchen and a powder bath. Upstairs, you will find two large bedrooms, large closets, full bath, skylight, laundry closet and a large loft space. Sliding glass doors going out to a large deck with private yard and green space. The full basement can be finished for extra living space.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Latham Ridge SchoolGrades K-50.8 mi
8/10
8/10
Shaker High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceramic Tile Bath,Eat-in Kitchen
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,524

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 012689 20.13357 01
  • Special condition: Other

Features

  • Patio & porch: Deck
  • Exterior features: Lighting

Lot

  • Lot size: 3,920 sqft
  • Features: Level,Cul-De-Sac,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$124$1,488
Property Taxes $509$6,108
Electricity $251$3,022
Total$2,703$32,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,674/yr
40% on housing$81,090/yr
45% on housing$72,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 12189$161
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12189$216
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$359,900
2026-05-04Listing removed--
2026-04-26Listed for sale$339,999
2018-10-13Listing removed$1,800
2018-08-24Price change$1,800
2018-08-04Price change$1,850
2018-06-23Listed for rent$1,800
2014-06-08Listing removed$1,750
2014-04-05Price change$1,750
2014-03-22Listed for rent$1,600
2014-01-31Sold$196,000
2013-12-04Price change$199,900
2013-10-27Listed for sale$204,900
1999-10-15Sold$122,000

For Sale by Agent

AgentMaria Millington
BrokerageRob Mar Realty Inc

Similar Homes