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840 Brandy Oaks Ln, Stone Mountain, GA, 30088

2beds
2baths
1,235sqft
$185,000
$150price/sqft
$1,451/moest. monthly cost
$58,040/yrincome needed

About This Home

Discover this beautiful, amazingly affordable 2-bedroom, 1.5 bathroom loft-style townhome that is tucked away on the very end of a peaceful dead-end street. As you step inside, you'll immediately notice the abundance of natural light that fills every corner of this home. The open living space is warm and inviting, highlighted by a cozy wood-burning fireplace, perfect for relaxing evenings. Freshly painted walls throughout give the home a bright, updated feel. The kitchen features stainless steel appliances and opens up to a spacious deck, ideal for enjoying your morning coffee or hosting friends for a weekend BBQ. Escape to your own personal oasis in the oversized owner's suite boasting a separate sitting area that can be used as an office or nursery, complete with an ensuite bathroom. If you're looking for storage, the finished basement offers endless possibilities! Transform it into the ultimate man cave complete with a media room for movie nights and your favorite sports. Or, if you work from home or have an entrepreneurial spirit, the basement could easily be adapted into the perfect space for a home office or small business whether it's a boutique studio, crafting space, or even a personal gym. This low-cost HOA community is packed with amazing amenities, including a large clubhouse featuring an Internet Cafe, copying/faxing/notary services, and access to three pools, two tennis courts, and a fitness center with a sauna. For the nature lover, there are natural walking trails and two lakes perfect for fishing. The community is also free of rental restrictions, making it an attractive investment property for those seeking flexibility. Conveniently located just minutes from historic Stone Mountain Park, you'll enjoy easy access to hiking, festivals, and the famous Stone Mountain Laser Show. Other local attractions include Downtown Stone Mountain Village for boutique shopping and dining, Yellow River Park for more outdoor adventures, and Mystery Valley Golf Club for golf lovers. It's also in close proximity to some top-rated schools like Dekalb Early College Academy and Dekalb Agriculture Technology and Environment School. You won't find another completely move in ready, 2 bedroom home, priced UNDER 200k, with low HOA and NO rental restrictions within 30 minutes of Atlanta! Perfect for a starter home, investing, or downsizing, the possibilities are endless! Don't miss out, schedule your tour today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Redan Middle SchoolGrades 6-82.7 mi
3/10
Redan High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Brick Front
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Washer
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Soaking Tub,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,235
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 1,235
  • Total interior livable area: 1,235 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 16 001 13 035
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None
  • Residential vegetation: Cleared

Lot

  • Lot size: 2,613 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$154$1,848
Property Taxes $143$1,716
Electricity $219$2,637
Total$1,451$17,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,748/yr
40% on housing$43,530/yr
45% on housing$38,693/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 30088$106
DeKalb County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30088$133
DeKalb County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Price change$185,000
2025-12-10Price change$186,000
2025-11-06Listed for sale$187,000
2025-10-02Listing removed$187,500
2025-08-05Price change$187,500
2025-08-02Price change$176,500
2024-10-04Listed for sale$190,000
2022-12-28Sold$177,500
2022-11-20Pending sale$191,000
2022-11-07Listed for sale$191,000
2022-09-14Pending sale$191,000
2022-09-01Price change$191,000
2022-06-12Listed for sale$195,000
2022-06-03Listing removed$195,000
2022-05-20Listed for sale$195,000
2022-05-12Listing removed$195,000
2022-05-11Listed for sale$195,000
2022-05-04Sold$173,700
2020-01-31Listing removed$95,500
2019-12-18Listed for sale$95,500
2019-12-07Pending sale$95,500
2019-11-02Price change$95,500
2019-10-02Price change$95,900
2019-08-03Listed for sale$99,900

For Sale by Agent

AgentAlicia Lovette
BrokerageMethod Real Estate Advisors

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