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622 S Monroe St, Xenia, OH, 45385

2beds
3baths
1,223sqft
$150,000
$123price/sqft
$1,230/moest. monthly cost
$49,200/yrincome needed

About This Home

This single-family residence at 622 S Monroe St, Xenia, OH 45385-5635, Greene County, was built in 1920 and features 2 beds, 2 baths, and 1.5 stories on a 7,667 sq ft lot. 2 car garage covered porch. 1.5-bath home offering approximately 1,360 square feet of living space. The property includes a garage and an unfinished basement that provides additional storage space. Room dimensions are approximate and have not been independently verified. Buyers and buyers’ agents should rely on their own measurements. Please contact listing agent for showings.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
5/10
Warner Middle SchoolGrades 6-81.8 mi
3/10
Xenia High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 12 x 11

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 1,223
  • Total interior livable area: 1,223 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 10

Living Room

  • Level: Main
  • Dimensions: 16 x 13

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: M40000200140005500
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half

Lot

  • Lot size: 7,666 sqft
  • Lot size dimensions: 50 x 148

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$81$972
Property Taxes $198$2,376
Electricity $193$2,320
Total$1,230$14,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,171/yr
40% on housing$36,900/yr
45% on housing$32,800/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 45385$150
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45385$167
Greene County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$139,000
2026-07-21Listed for sale$150,000
1998-08-10Sold$35,000

For Sale by Agent

AgentHeather Mendelson-Goodrich
BrokerageKeller Williams Community Part

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