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190 Halstead Ave, Sloan, NY, 14212

4beds
1baths
1,339sqft
$139,990
$105price/sqft
$1,221/moest. monthly cost
$48,840/yrincome needed

About This Home

Welcome to 194 Halstead Ave, a delightful single-family residence offering 4!bedrooms and 1 full bath. This well-maintained property boasts a solid roof and durable vinyl siding, ensuring low-maintenance living. Inside, you'll find comfortable carpeting throughout, complemented by practical vinyl flooring in key areas. The home features solid mechanics, providing peace of mind for both owner-occupiers and investors alike. Currently rented, this property presents a fantastic opportunity for rental income or as a cozy family home. Conveniently located near public transportation, shopping centers, and a variety of restaurants, this home offers easy access to all the amenities you need. Don't miss out on this versatile property in a prime location! Seller will provide the existing survey with an affidavit of no change and a 40-year search on the note.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Block,Other,See Remarks
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Kitchen/Family Room Combo,Other,See Remarks,Bedroom on Main Level
  • Flooring: Carpet,Varies

Heating & Cooling

  • Heating features: Gas,Other,See Remarks,Forced Air
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 1,339
  • Total interior livable area: 1,339 sqft

Property

Details

  • Parcel number: 1430011122800003023100
  • Special condition: Standard

Features

  • Exterior features: Concrete Driveway

Lot

  • Lot size: 3,920 sqft
  • Features: Other,Near Public Transit,Rectangular,Rectangular Lot,Residential Lot,See Remarks
  • Lot size dimensions: 43 x 94

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$68$816
Property Taxes $200$2,400
Electricity $246$2,954
Total$1,221$14,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,862/yr
40% on housing$36,630/yr
45% on housing$32,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 14212$94
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14212$148
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$148,400
2026-01-04Price change$148,900
2025-11-26Listed for sale$159,900
2020-12-14Sold$40,000
1999-01-26Sold$50,000

For Sale by Agent

AgentEmmanuel Williams
BrokerageWNY Metro Roberts Realty

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