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5345 Armor Duells Rd, Orchard Park, NY, 14127

3beds
2baths
1,393sqft
$124,900
$90price/sqft
$1,088/moest. monthly cost
$43,520/yrincome needed

About This Home

DO NOT WALK THE PROPERTY WITHOUT AN APPOINTMENT, and you must be accompanied by a REALTOR. This is a CASH-only sale. No property condition disclosure will be provided by the seller. NO children under 18 allowed on the premises. Due to damage the property has incurred, a Hold Harmless is required to be signed before an appointment will be confirmed. There is tons of potential with this Cape Cod that is currently set up as a 2-unit but could be converted into a single-family. It is situated on just over an acre in the highly desired Town of Orchard Park with Hamburg schools. No showings until Monday, August 3rd. See also ML#B1703364.An offer date and time has been set for Wednesday August 5th, 2026 at Noon.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Armor Elementary SchoolGrades PK-50.7 mi
6/10
Hamburg Middle SchoolGrades 6-82.4 mi
9/10
Hamburg High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other,See Remarks

Heating & Cooling

  • Heating features: Gas,Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 1,393
  • Total interior livable area: 1,393 sqft

Property

Details

  • Parcel number: 1460891840500001016110
  • Special condition: Standard

Lot

  • Lot size: 1.20 Acres
  • Features: Rectangular,Rectangular Lot,Wooded
  • Lot size dimensions: 207 x 252

Parking

  • Total spaces: 1
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$32$384
Property Taxes $179$2,148
Electricity $246$2,954
Total$1,088$13,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,302/yr
40% on housing$32,640/yr
45% on housing$29,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 14127$343
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14127$218
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$124,900
2026-07-31Listed for sale$124,900

For Sale by Agent

AgentChristine M Noonan
BrokerageHUNT Real Estate ERA

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