




3295 Safe Harbor Ln, Lake Mary, FL, 32746
About This Home
This Spacious, one owner, well maintained home is located in a gated community of THE COVE in Lake Mary. This smoke-free two-story home with large lot size with a spacious backyard, no rear-facing neighbors and gives plenty of room for kids to play. NEW AC installed in 2025 and Roof installed 2021.This five-bedroom, four bathroom offers a perfect blend of luxury, comfort, and convenience. The first floor welcomes you with a grand foyer that leads to the formal living area/dining room, family room and a bonus room for office/study. Master Bedroom is also on the first-floor, full guest bathroom and laundry room. Upstairs, has 2nd master bedroom with attached bath and other specious size rooms and activity room. Additional features include a spacious three-car garage, providing ample parking and storage. The community offers top-notch schools and is conveniently located near SR 417 for an easy commute to Sanford International Airport. Walking distance to the Sun Rail, shopping, dining, and more, making it the perfect place to call home. This lovely home will not last! Call, Text to schedule a viewing. Schedule your showing today.
Getting Around
Schools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
- Laundry features: Inside,Laundry Room
Bathroom2
- Features: Built-in Closet
- Level: Second
Bathroom3
- Features: Built-in Closet
- Level: Second
Bedroom4
- Features: Built-in Closet
- Level: Second
Bedroom5
- Features: Built-in Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
Features
- Eating Space In Kitchen,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Walk-In Closet(s)
- Flooring: Carpet,Other,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 3,540 sqft
Kitchen
- Level: First
Living Room
- Level: First
Office
- Features: Built-in Closet
- Level: First
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 0320305PJ00000040
- Zoning: R-1AA
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Sidewalk
Lot
- Lot size: 0.28 Acres
- Features: Oversized Lot
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Hurricane
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Seminole County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $475 | $5,700 |
| Property Taxes | $794 | $9,528 |
| Electricity | $356 | $4,275 |
| Total | $5,038 | $60,456 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-06 | Listed for sale | $675,000 |
| 2002-02-21 | Sold | $280,628 |
