




240 W 7TH STREET, Chuluota, FL, 32766
About This Home
Experience lakefront living on beautiful Horseshoe Lake in the heart of Chuluota, where you have the most beautiful sunsets imaginable. Nestled on a sprawling waterfront homesite with direct lake access, this custom residence combines timeless craftsmanship, thoughtful updates, and breathtaking views to create a truly special retreat. From the moment you step inside, you'll be captivated by the soaring 33-foot vaulted ceilings, dramatic wall of windows, and stunning views of the lake beyond. At the center of the main living space is a striking Rumford fireplace, serving as both a focal point and gathering place while adding warmth and character to the home. Natural light fills the expansive living and dining areas, creating an inviting atmosphere for everyday living and entertaining. The updated kitchen features modern finishes and appliances while maintaining a seamless connection to the home's main living spaces and spectacular waterfront backdrop. Downstairs, a flexible bonus space offers the perfect opportunity to create a private in-law suite, complete with the potential for separate access, making it ideal for multigenerational living, long-term guests, or a home office. A quaint bonus room overlooking the lake is tucked just off the primary suite. This charming space features a unique spiral staircase providing private access from the outdoor screened enclosure, creating a seamless indoor-outdoor connection. Ideal as a serene reading room, cozy lounge, home office, or creative sanctuary, all enhanced by peaceful water views Outside, the lifestyle opportunities are endless. Enjoy boating, fishing, paddleboarding, or simply relaxing by the water from your private dock and boathouse. The finished upper level of the boathouse provides additional space for entertaining, relaxing, or taking in panoramic views of Horseshoe Lake. A detached front shed/workshop offers even more flexibility for hobbies, storage, or creative projects. This home has been extensively improved and meticulously maintained, including: • Replumbed (2020) • Interior repainted and new railings installed (2020) • New water softener and purification system (2021) • Front shed/work studio added (2021) • New upstairs air handler (2022) • Screened porch enclosure added (2023) • New sprinkler system pump (2026) • Kitchen renovation and new appliances (2023) • Two bathroom renovations (2024) • Downstairs foyer, bedroom, and bathroom retiled (2024) • Custom woodwork improvements (2024) • New roof (2024) • New carpet (2024) • Finished upper level of boathouse (2024) Offering a rare combination of lakefront living, extensive recent upgrades, flexible living spaces, and direct access to one of Seminole County's most beautiful lakes, this is a property that must be experienced in person. Only 20 minutes from UCF and 30 minutes to the airport!
Getting Around
Schools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick,Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Filtration System,Water Purifier,Water Softener
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Cathedral Ceiling(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Open Floorplan,Other,PrimaryBedroom Upstairs,Solid Wood Cabinets,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: French Doors,Outdoor Kitchen
- Window features: Window Treatments
- Flooring: Carpet,Other,Porcelain Tile,Hardwood
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 5,204
- Total interior livable area: 4,128 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 2121325CF5300006A
- Zoning: R-1
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch,Screened
- Exterior features: Irrigation System,Outdoor Kitchen,Private Mailbox,Rain Gutters
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Privileges,Lift - Covered,Skiing Allowed
- Waterbody name: HORSESHOE LAKE
Lot
- Lot size: 1.15 Acres
- Lot size dimensions: 85 x 305
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Seminole County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,579 | $90,948 |
| Home Insurance * | $793 | $9,516 |
| Property Taxes | $1,685 | $20,220 |
| Electricity | $415 | $4,985 |
| Total | $10,472 | $125,664 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $1,499,000 |
| 2020-11-24 | Sold | $737,500 |
| 2020-10-01 | Pending sale | $780,000 |
| 2020-06-18 | Price change | $780,000 |
| 2020-01-04 | Price change | $797,000 |
| 2019-10-14 | Listed for sale | $820,000 |
| 2019-08-31 | Listing removed | $840,000 |
| 2019-04-17 | Price change | $840,000 |
| 2019-02-15 | Listed for sale | $899,900 |
| 2018-11-19 | Listing removed | $925,000 |
| 2018-10-02 | Price change | $925,000 |
| 2018-08-01 | Price change | $949,900 |
| 2018-05-29 | Listed for sale | $999,900 |
| 2017-09-07 | Listing removed | $139,900 |
| 2017-08-31 | Listed for sale | $139,900 |
