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138 Hickory St, Frankfort, IL, 60423

3beds
2baths
1,632sqft
$554,808
$340price/sqft
$4,115/moest. monthly cost
$164,600/yrincome needed

About This Home

Welcome home to this charming historic 2-story residence located in the heart of highly desired Downtown Frankfort! Built in 1920, this beautiful home blends timeless character with modern updates while offering a fantastic location close to shops, restaurants, parks, Oak Plank Trail, and all that downtown Frankfort has to offer. Step inside from the front door into a spacious living room filled with natural light, which leads to a wonderful 4-season sun room perfect for relaxing, reading, or enjoying your morning coffee. The main level also features a formal dining room, a galley-style kitchen with brand new luxury vinyl flooring, and an updated powder room just off the kitchen with a new vanity. The full unfinished cellar basement provides excellent storage space. Upstairs you will find 3 bedrooms and a full bathroom, with beautiful hardwood flooring throughout all bedrooms. The upstairs bathroom has also been updated, adding a fresh modern touch while maintaining the home's character. Additional storage can be found with the walk-up attic access. Enjoy outdoor living with the deck located just off the dining room overlooking the backyard, complete with mature trees, beautiful landscaping, and cyclone fence, gate at the alley, and gates across the driveway. The 2-car detached garage features its own furnace, making it heated and functional year-round. Major updates include the furnace, A/C, and roof within the last 10 years. New garage roof 2 years ago. Located in the award-winning Frankfort 157C and Lincoln-Way East 210 school districts, this historic home offers the perfect combination of charm, convenience, and location!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

10/10
8/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Washer,Dryer,Water Softener,Humidifier

Basement

  • Has basement: Yes
  • Basement: Unfinished,Cellar,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Features

  • Built-in Features
  • Window features: Screens
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,632 sqft

Kitchen

  • Features: Kitchen (Galley),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 273
  • Dimensions: 21X13

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 260
  • Dimensions: 20X13

Other

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1909282180060000
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 8,276 sqft
  • Features: Mature Trees
  • Lot size dimensions: 68.3 X 122.7 X 68.2 X 122.8

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,805$33,660
Home Insurance *$210$2,520
Property Taxes $970$11,640
Electricity $130$1,569
Total$4,115$49,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,085/yr
40% on housing$123,450/yr
45% on housing$109,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 60423$218
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60423$208
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$554,808
2026-06-29Listed for sale$559,808

For Sale by Agent

AgentRobert Kroll
Brokerage808 Realty

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