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5113 Milhaven Ln, Charlotte, NC, 28269

3beds
2baths
1,069sqft
$279,900
$262price/sqft
$1,889/moest. monthly cost
$75,560/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 2-bath home offering a great opportunity to make it your own! Conveniently located in an established North Charlotte neighborhood with easy access to I-77, I-85, I-485, shopping, dining, and everyday conveniences. This one-story home features a functional floor plan, city water and sewer, and no HOA. Whether you're looking for a place to call home or an investment opportunity, this property offers plenty of potential to update and personalize to your taste. Priced with its current condition in mind, this home is an excellent opportunity for buyers looking to add their own finishing touches and create value. Schedule your showing and come see the possibilities!

Getting Around

23
WalkingCar-Dependent
34
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

7/10
3/10
Ranson MiddleGrades 6-80.6 mi
5/10
West Charlotte HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven
  • Laundry features: Utility Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,069

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,069
  • Total interior livable area: 1,069 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 04116277
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.18 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$120$1,440
Property Taxes $154$1,848
Electricity $200$2,405
Total$1,889$22,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,765/yr
40% on housing$56,670/yr
45% on housing$50,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$279,900
2017-05-11Sold$112,500
2017-04-01Pending sale$112,500
2017-03-07Listed for sale$112,500
2017-01-07Pending sale$112,500
2016-12-30Listed for sale$112,500
2016-01-21Sold$63,000
2011-12-06Listing removed$850
2011-11-09Listed for rent$850
2007-08-24Sold$79,900
2006-12-06Sold$91,564
2001-09-04Sold$92,000

For Sale by Agent

AgentLilian Reyes
BrokerageUSA Realty

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