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3329 Rusty Ct, Mint Hill, NC, 28227

5beds
3baths
4,789sqft
$945,000
$197price/sqft
$6,076/moest. monthly cost
$243,040/yrincome needed

About This Home

Fabulous California style home on a lush, private, peaceful cul-de-sac. A huge Trex floored front porch welcomes you into a spacious home featuring a huge atrium with a fireplace and an open staircase to the upstairs 4 bedrooms. The primary bedroom has a glamour bath w/ heated floors and built-in closets. Also, off the primary is a yoga /flex room. The upstairs opens to a full length porch which overlooks the salt water gunite pool and private back yard. Downstairs a beautiful dining room with built-in custom cabinets and room for a large table. The kitchen has a thermador gas cooktop, two double ovens with convection and two dishwashers. A kitchen for a gourmet chef with beautiful stone counters and custom cabinets. A guest room/study is downstairs along with private bath, many closets and pantries. The large living room w/ a wood burning fireplace could be a wonderful game room. The garage is being used as a workshop/art studio. Roof 2-3 years old. 2 water heaters. Wired for an EV- charger does not convey. The two fireplaces and pool are being sold as is. No know issues. New Ezell Park, trails, splash pad and community garden has opened in the neighborhood and it's a short jog from Rusty Ct.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Bain ElementaryGrades K-52.0 mi
4/10
Mint Hill Middle SchoolGrades 6-82.0 mi
6/10
Independence HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Crawl Space
  • Roof: Wood
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Double Oven,Electric Water Heater,Gas Cooktop,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Closet,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Breakfast Bar
  • Door features: French Doors,Pocket Doors
  • Flooring: Brick,Hardwood,Tile,Vinyl,Wood
  • Fireplace features: Great Room,Living Room,Wood Burning
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 4,789

Heating & Cooling

  • Heating features: Electric,Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,789
  • Total interior livable area: 4,789 sqft

Other

  • Features: Open Floorplan,Vaulted Ceiling(s)
  • Level: Main

Primary Bedroom

  • Features: Attic Stairs Pulldown
  • Level: Upper

Property

Accessibility

  • Accessibility features: Stair Lift

Details

  • Parcel number: 19521114
  • Zoning: R
  • Special condition: Standard
  • Exclusions: EV Charger not included.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Salt Water
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Fencing: Back Yard,Partial

Lot

  • Lot size: 1.67 Acres
  • Features: Cul-De-Sac,Orchard(s),Private,Wooded

Parking

  • Total spaces: 7
  • Parking features: Attached Carport,Attached Garage,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$302$3,624
Property Taxes $550$6,600
Electricity $446$5,352
Total$6,076$72,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,320/yr
40% on housing$182,280/yr
45% on housing$162,026/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$883,000
2026-04-21Price change$945,000
2026-04-05Listed for sale$970,000
2005-07-01Sold$325,000

For Sale by Agent

AgentTerri Coggin
BrokerageBerkshire Hathaway HomeServices Carolinas Realty

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