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12730 Spirit Bound Way, Charlotte, NC, 28273

2beds
3baths
1,120sqft
$248,000
$221price/sqft
$1,698/moest. monthly cost
$67,920/yrincome needed

About This Home

ADORABLE townhome close to many amenities. The downstairs offers an open floor plan that includes a nice kitchen, a half bath, dining area and living room with access to the outdoor living space. Upstairs there are two ample size bedrooms, with two full bathrooms and laundry area. The washer and dryer were replaced in 2025 and will convey with acceptable offer. The patio door and the windows on the back side of the home were replace 2019. Privacy fence was added 2025. Water and sewer are included in the HOA fee,

Getting Around

21
WalkingCar-Dependent
31
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

6/10
1/10
Southwest Middle SchoolGrades 6-81.9 mi
8/10
Palisades High SchoolGrades 9-114.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: Townhouse
  • Architectural style: Transitional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,Upper Level

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Open Floorplan
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 20120340
  • Zoning: R-9MF(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.02 Acres

Parking

  • Parking features: Assigned,Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,254$15,048
Home Insurance *$88$1,056
Property Taxes $156$1,872
Electricity $200$2,405
Total$1,698$20,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,217/yr
40% on housing$50,940/yr
45% on housing$45,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 28273$173
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28273$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$252,000
2019-04-05Sold$139,900
2019-03-04Pending sale$139,900
2019-03-01Listed for sale$139,900
2018-06-23Listing removed$1,050
2018-06-14Price change$1,050
2018-06-01Listed for rent$1,100
2017-03-09Listing removed$1,050
2017-01-13Listed for rent$1,050
2016-01-14Listing removed$1,050
2015-10-14Listed for rent$1,050
2011-05-27Listing removed$85,900
2011-05-18Listed for sale$85,900
2006-11-10Sold$90,000
1999-05-28Sold$93,000

For Sale by Agent

AgentTasha Viney
BrokerageKeller Williams Ballantyne Area

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