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12129 James Jack Ln, Charlotte, NC, 28277

5beds
5baths
4,544sqft
$1,415,000
$311price/sqft
$8,867/moest. monthly cost
$354,680/yrincome needed

About This Home

Location is everything when you experience the best of south charlotte living in this stunning 3 story brick home a minute away from luxurious Ballantyne amenities. Ideally located on a quiet cul-de-sac in highly sought after Ballantyne Country Club west. Enter into a 2 story foyer with 20 foot soaring ceilings flooded with natural light. The massive wall of windows command your attention in a 2 story great room with a cast iron and crystal chandelier. The great room, kitchen and breakfast rooms are defined by views into your own private luscious backyard oasis. A sparkling swimming pool with 9 foot deepend, tiered stone waterfall, elaborate stone work, mature landscaping, grape and berry bushes create your own paradise designed for ultimate relaxation and entertaining. The spacious master suite with tray ceilings is complete with 2 walk in closets, large bathroom with vaulted ceilings. Suite like third floor provides a unique combination of media room and guest accommodations. Enjoy the perfect balance between country club living and urban conveniences, The Bowl at Ballantyne/Ballantyne Village, the soon to open Wegmans grocery store, and close proximity to 485 make this amazing gem of a home easily accessible to the greater CLT area.

Getting Around

36
WalkingCar-Dependent
18
TransitMinimal Transit
4
BikeSomewhat Bikeable

Schools

8/10
Ballantyne ElementaryGrades K-51.1 mi
10/10
Community House MiddleGrades 6-82.4 mi
9/10
Ardrey Kell HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Cooktop,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Features: Vaulted Ceiling(s),Whirlpool
  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Third

Bedroom S

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 1

Bonus Room

  • Level: Third

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Built-in Features,Whirlpool
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 4,544

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Multi Units,Zoned

Interior Area

  • Total structure area: 3,564
  • Total interior livable area: 4,544 sqft

Kitchen

  • Features: Open Floorplan
  • Level: Main

Laundry

  • Level: Upper

Library

  • Features: Built-in Features
  • Level: Main

Living Room

  • Level: Main

Media Room

  • Level: Third

Other

  • Features: Built-in Features
  • Level: Main

Primary Bedroom

  • Features: Coffered Ceiling(s),En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 22310312
  • Zoning: MX1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Community,In Ground
  • Patio & porch: Covered,Front Porch,Patio,Other
  • Exterior features: In-Ground Irrigation
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.48 Acres
  • Features: Cul-De-Sac,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,155$85,860
Home Insurance *$407$4,884
Property Taxes $882$10,584
Electricity $423$5,078
Total$8,867$106,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$304,011/yr
40% on housing$266,010/yr
45% on housing$236,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,360,000
2026-07-30Price change$1,415,000
2026-07-17Listed for sale$1,429,000
2015-06-30Sold$735,000
2010-10-18Sold$650,000
2010-09-22Pending sale$685,000
2010-07-21Price change$699,000
2010-06-17Price change$715,000
2010-05-08Price change$725,000
2010-02-27Listed for sale$739,000
2009-01-27Listing removed$795,000
2008-08-08Listed for sale$795,000
2003-03-04Sold$555,000
2002-03-28Sold$530,000

For Sale by Agent

AgentRebecca Losh
BrokerageKelly Right Real Estate of NC

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