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11926 Hawick Valley Ln, Charlotte, NC, 28277

3beds
3baths
1,854sqft
$499,500
$269price/sqft
$3,145/moest. monthly cost
$125,800/yrincome needed

About This Home

Very safe neighborhood in Ballantyne area,private Cul-de-Sac 3 bd 2.5 bath home,, fence in yard,remote awning in back,plenty parking space not like most home in the area with limit parking,best schools district ,low Hoa fee,few mins drive to SC, near hwy and shopping,home in this subdivision sold around 10 days, very demanding area, new floor in laundry room , kitchen.

Getting Around

41
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

8/10
Ballantyne ElementaryGrades K-50.5 mi
10/10
Community House MiddleGrades 6-82.2 mi
9/10
Ardrey Kell HighGrades 9-122.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Range,Exhaust Hood,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Utility Room,Laundry Room,Washer Hookup

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic Other,Soaking Tub,Walk-In Closet(s)
  • Flooring: Tile,Vinyl
  • Fireplace features: Gas Log,Living Room
  • Attic: Other,Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,854

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,854
  • Total interior livable area: 1,854 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22313508
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Storage

Lot

  • Lot size: 0.15 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$143$1,716
Property Taxes $277$3,324
Electricity $200$2,405
Total$3,145$37,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,828/yr
40% on housing$94,350/yr
45% on housing$83,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$519,000
2026-04-27Price change$524,900
2026-04-11Price change$529,900
2026-04-06Price change$535,900
2026-03-30Price change$542,900
2026-03-18Price change$549,900
2026-03-07Price change$554,900
2026-01-19Price change$559,900
2026-01-06Listed for sale$565,000
2019-08-14Sold$279,900
2019-08-02Pending sale$284,900
2019-07-18Price change$284,900
2019-07-12Price change$289,900
2019-06-14Price change$295,000
2019-05-10Listed for sale$299,000
2018-05-10Sold$279,900
2018-04-04Pending sale$279,900
2018-03-29Listed for sale$279,900
1998-12-01Sold$145,000

For Sale by Agent

AgentAndrea Ochoa
BrokerageCollective Realty LLC

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