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4409 Club Cir, Lake Wales, FL, 33898

1beds
1baths
648sqft
$89,900
$139price/sqft
$754/moest. monthly cost
$30,160/yrincome needed

About This Home

Welcome to this charming 1-bedroom, 1-bath villa located in the desirable Lakeshore Club community, offering resort-style amenities and a relaxed Florida lifestyle. This well-maintained home features ceramic tile flooring throughout, beautiful wood cabinets, granite countertops, and new double-pane windows, fresh textured walls and paint, and a combination washer/dryer so you won't have to go to the community laundry mat. The sliding glass door opens to the back screened porch, perfect for enjoying the outdoors year-round. You’ll also love the private courtyard with a concrete patio and mature landscaping — an ideal spot for your morning coffee or evening glass of wine. The community offers a clubhouse, swimming pool, tennis and shuffleboard courts and many other extras for residents. If you enjoy boating or fishing, there’s a canal leading from the community to Lake Walk-In-Water, a 4,500-acre lake famous for great fishing. This is truly a place to relax, unwind, and enjoy life in the Sunshine State! Check out the Resort-Style Living at Lakeshore Club!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Washer Hookup

Balcony Porch Lanai

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Features

  • Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Double Pane Windows,Window Treatments
  • Flooring: Ceramic Tile
  • Fireplace features: Electric,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Space Heater
  • Cooling features: Central Air

Interior Area

  • Total structure area: 668
  • Total interior livable area: 648 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Stone Counters
  • Level: First
  • Area: 61.48
  • Dimensions: 5.3x11.6

Living Room

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Primary Bathroom

  • Features: Tub With Shower
  • Level: First
  • Area: 39.5
  • Dimensions: 5x7.9

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 161.7
  • Dimensions: 11x14.7

Property

Details

  • Parcel number: 293022999997001860
  • Zoning: ATTACHED HOUSING
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Courtyard,Sidewalk
  • Waterfront features: Freshwater Canal Access,Lake Privileges
  • Waterbody name: LAKE WALK-IN-WATER
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 1,446 sqft
  • Features: Cleared,In County,Level,Sidewalk

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Inland Flooding

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$101$1,212
Property Taxes $2$24
Electricity $197$2,366
Total$754$9,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,851/yr
40% on housing$22,620/yr
45% on housing$20,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 33898$127
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33898$187
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Price change$89,900
2025-12-21Price change$94,000
2025-10-30Listed for sale$96,000
2015-11-05Sold$34,000
2013-06-21Sold$6,200
2007-01-05Sold$46,000

For Sale by Agent

AgentCheryl Bossarte
BrokeragePOLK REAL ESTATE LLC

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