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3821 Club Cir, Lakeshore, FL, 33898

1beds
1baths
648sqft
$89,000
$137price/sqft
$856/moest. monthly cost
$34,240/yrincome needed

About This Home

Discover the perfect blend of comfort, convenience, and resort-style living in this charming fully furnished one-bedroom residence! Move-in ready and thoughtfully designed for relaxed everyday living, this inviting home features a bright enclosed porch—an ideal space to enjoy your morning coffee, entertain guests, or simply unwind in peace. A brand-new A/C system installed in 2025 provides year-round comfort and added peace of mind. Nestled within a vibrant and beautifully maintained resort-style community, residents enjoy access to outstanding amenities that elevate everyday living. Spend your days relaxing by the sparkling pool, staying active at the fitness center or tennis courts, and socializing at the welcoming clubhouse. The community also offers unmatched convenience with an on-site post office, café and mini-market, hair and nail salons, and even a health insurance office—all just steps from your door. Perfect for a first-time buyer, seasonal resident, retiree looking to downsize, or savvy investor, this property delivers exceptional value, lifestyle, and location. Enjoy low-maintenance living in a community designed for comfort, connection, and convenience. Don’t miss this opportunity to own your own slice of paradise—schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Closet

Balcony Porch Lanai

  • Level: First
  • Area: 160
  • Dimensions: 8x20

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Features

  • Ceiling Fan(s),Thermostat,Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 696
  • Total interior livable area: 648 sqft

Kitchen

  • Level: First
  • Area: 60
  • Dimensions: 12x5

Living Room

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 165
  • Dimensions: 15x11

Property

Details

  • Parcel number: 293022999997002300
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Sidewalk

Lot

  • Lot size: 1,446 sqft
  • Features: Sidewalk

Parking

  • Parking features: Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Inland Flooding

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$100$1,200
Property Taxes $109$1,308
Electricity $197$2,366
Total$856$10,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,348/yr
40% on housing$25,680/yr
45% on housing$22,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 33898$127
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33898$187
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$98,000
2026-04-02Listed for sale$100,000
2025-10-09Listing removed$1,250
2025-10-02Listed for rent$1,250
2025-05-30Sold$75,000
2025-05-01Pending sale$79,900
2025-04-24Listed for sale$79,900
2025-04-11Pending sale$79,900
2025-04-03Price change$79,900
2025-03-24Price change$89,900
2025-02-19Listed for sale$99,900
2008-03-28Sold$35,000
2006-04-20Sold$27,000
2004-10-26Sold$17,100

For Sale by Agent

AgentMayra Cosme Rojas
BrokerageCOSME REALTY AND INVESTMENT INC

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