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3515 Club Cir, Lakeshore, FL, 33898

1beds
1baths
648sqft
$77,950
$120price/sqft
$775/moest. monthly cost
$31,000/yrincome needed

About This Home

Welcome to this 1 bedroom 1 bathroom villa. A clean and cozy unit ready for move in. The kitchen island has been professionally renovated offering an updated modern look with quartz countertop. The bathroom has a modern tile walk in shower. Entire unit has tile flooring throughout. A Separate covered sunroom allowing to relax and enjoy the delightful lake views. This is a great opportunity for a comfortable living space. Assigned parking space for your own vehicle. A short walk to the clubhouse and all the wonderful amenities. The On-site amenities include; Laundry, Swimming pool, Auditorium Basketball Courts, Bocce Ball court, Car wash, Chapel, Horseshoe pits, Game room, Beauty salon, Library, Marina, Memorial wall, Post office, Screen room, Putt Putt golf, Shuffleboard, Tennis courts, The Palms Thrift Store. Lakeshore is a popular community. Close to shops and restaurants. Early viewing is recommended to avoid missing out on this gem. HOA approval is required for any new owner. HOA fee includes water, cable and internet.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Disposal,Range,Refrigerator
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Thermostat
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 668
  • Total interior livable area: 648 sqft

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 10x24

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Property

Details

  • Parcel number: 293022999997002530
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 1,459 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Inland Flooding

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $394$4,728
Home Insurance *$88$1,056
Property Taxes $96$1,152
Electricity $197$2,366
Total$775$9,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,571/yr
40% on housing$23,250/yr
45% on housing$20,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 33898$127
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33898$187
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$89,000
2025-05-08Listing removed$99,000
2025-02-14Price change$99,000
2024-11-13Listed for sale$105,900
2018-02-14Listing removed$650
2018-02-06Listed for rent$650
2017-07-24Listing removed$650
2017-07-19Listed for rent$650
2017-06-15Sold$21,500

For Sale by Agent

AgentToni Xavier
BrokerageRADIUS REALTY GROUP LLC

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