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1103 Stratford Ct APT C, Elgin, IL, 60120

2beds
2baths
1,100sqft
$239,900
$218price/sqft
$1,815/moest. monthly cost
$72,600/yrincome needed

About This Home

Getting Around

37
WalkingCar-Dependent
28
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

5/10
Hilltop Elementary SchoolGrades PK-61.3 mi
4/10
Ellis Middle SchoolGrades 7-80.9 mi
2/10
Elgin High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,In Unit

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Features

  • Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Attached Fireplace Doors/Screen,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,100 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Laminate)
  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 45
  • Dimensions: 9X5

Living Room

  • Features: Flooring (Laminate),Window Treatments (Blinds)
  • Level: Main
  • Area: 228
  • Dimensions: 19X12

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink,Shower Only)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 06192100201012
  • Special condition: None

Features

  • Exterior features: Balcony

Lot

  • Features: Common Grounds

Parking

  • Total spaces: 1
  • Parking features: Asphalt,No Garage,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Heat Wave
Hail
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$127$1,524
Property Taxes $345$4,140
Electricity $130$1,569
Total$1,815$21,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,228/yr
40% on housing$54,450/yr
45% on housing$48,400/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 60120$179
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60120$207
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$239,900
2026-08-05Contingent$239,900
2026-07-29Price change$239,900
2026-07-09Listed for sale$245,000
2026-06-24Pending sale$245,000
2026-06-17Listed for sale$245,000
2026-06-13Pending sale$245,000
2026-06-03Listed for sale$245,000
2006-09-19Sold$164,000
1993-11-17Sold$59,000

For Sale by Agent

AgentDale Ann Kasuba
BrokerageKeller Williams Inspire - Geneva

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