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127 N Golf Harbor Path, Inverness, FL, 34450

2beds
2baths
1,816sqft
$299,969
$165price/sqft
$2,173/moest. monthly cost
$86,920/yrincome needed

About This Home

Well-maintained and nicely updated, this 2-bedroom PLUS additional flex/office room, 2-bathroom, 2 car-garage waterfront home located in the desirable deed-restricted community of the Moorings will not disappoint. The updated kitchen features Corian countertops, a pantry, ample cabinetry, appliances and eat-in area, interior laundry room including a washer and dryer for added convenience and a spacious living room enhanced with a projection system, creating the perfect space for relaxing or entertaining. Enjoy peaceful waterfront views from the 12x18 glass-enclosed porch overlooking the canal, providing a serene view. Recent updates include a new roof in 2014, A/C in 2021, and a tankless water heater in 2023, offering peace of mind for years to come. The Moorings community provides an exceptional lifestyle with HOA amenities that include a community pool and cabana, 9-hole golf course, cable and WiFi, private boat launch and storage area, street lighting, trash and yard waste services, lawn maintenance, shuffleboard courts, insurance, and well-maintained common areas. In addition, this community is ideally located just minutes from downtown Inverness, short drive to I-75, the Withlacoochee State Trail, lakes, hospitals, schools, restaurants, and everyday conveniences, this home offers the perfect combination of comfort, convenience, and waterfront lakes & rivers.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Inverness Primary SchoolGrades PK-54.5 mi
4/10
Inverness Middle SchoolGrades 6-84.5 mi
4/10
Citrus High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Oven,Range,Refrigerator,Range Hood,Water Softener Owned,Water Heater,Washer
  • Laundry features: Laundry - Living Area

Bedroom

  • Level: Main
  • Dimensions: 15.11 x 11.20

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main
  • Dimensions: 12.80 x 5.60

Breakfast Room Nook

  • Level: Main
  • Dimensions: 10.11 x 9.20

Den

  • Level: Main
  • Dimensions: 11.10 x 11.80

Dining Room

  • Level: Main
  • Dimensions: 12.80 x 11.50

Features

  • Dual Sinks,Eat-in Kitchen,High Ceilings,Primary Suite,Pantry,Stone Counters,Split Bedrooms,Shower Only,Separate Shower,Updated Kitchen,Walk-In Closet(s),Window Treatments,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Luxury Vinyl Plank,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,668
  • Total interior livable area: 1,816 sqft

Kitchen

  • Level: Main
  • Dimensions: 19.30 x 12.90

Laundry

  • Level: Main
  • Dimensions: 6.90 x 6.60

Living Room

  • Level: Main
  • Dimensions: 22.10 x 18.70

Master Bedroom

  • Features: Primary Suite
  • Level: Main
  • Dimensions: 15.11 x 12.50

Property

Details

  • Parcel number: 2937939
  • Zoning: PDR
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Exterior features: Landscaping,Lighting,Rain Gutters,Concrete Driveway
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Canal Access,Waterfront
  • Frontage type: Canal

Lot

  • Lot size: 9,583 sqft
  • Features: Rectangular,Trees
  • Lot size dimensions: 82 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$181$2,172
Property Taxes $279$3,348
Electricity $197$2,366
Total$2,173$26,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,502/yr
40% on housing$65,190/yr
45% on housing$57,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 34450$115
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34450$182
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$323,900
2026-04-24Listed for sale$339,900
2013-10-24Sold$122,000
2013-07-26Price change$126,900
2013-02-06Price change$129,900
2012-10-26Listed for sale$132,900
2002-03-04Sold$129,900

For Sale by Agent

AgentTomika Spires-Hanssen
BrokerageKeller Williams Realty - Elite Partners II

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