3605 E Lake Todd Dr, Hernando, FL, 34442
About This Home
COMPLETELY updated and move-in ready, this beautifully designed open-concept 3 bedroom, 2 bathroom home offers the perfect blend of style, comfort, and functionality along with peace of mind as the roof was replaced in 2019 and the AC in 2021. From the moment you arrive, you’ll be welcomed by a charming screened front patio, where the fragrant blooms of a mature magnolia tree create a peaceful setting—ideal for morning coffee or unwinding at sunset. Step inside to discover a thoughtfully renovated interior featuring luxury vinyl plank flooring, elegant granite countertops in both the kitchen and bathrooms, and stunning custom wood cabinetry. The heart of the home is the oversized kitchen island, perfect for gathering, entertaining, and everyday living. The open floor plan lives even larger thanks to the expansive, fully enclosed lanai just off the kitchen. This versatile space is equipped with a mini-split system for year-round comfort, making it an ideal extension of your living and entertaining area. Out back, you’ll find a private, fenced across the back oasis—perfect for relaxation or play. Uniquely positioned within this desirable lakeside community, this home offers the rare advantage of being one of the few homes in the neighborhood with the ability to extend side-yard fencing, providing added privacy and an excellent space for pets or outdoor enjoyment. Residents enjoy an exceptional lifestyle with access to a wide range of amenities, including a community clubhouse with full kitchen, pool table, library, and fitness room, along with a vibrant calendar of activities. Outdoor enthusiasts will appreciate the scenic lakeside walking trails, fishing pier, boat launch and dock, direct water access to the gorgeous Tsala Apopka chain of lakes, heated swimming pool, shuffleboard and pickleball courts. Additional perks include exclusive access to RV and boat storage for residents, with limited spaces still available for a nominal annual fee (not owned or operated by Arbor Lakes). This home truly offers the best of comfort, community, and Florida living. Schedule your private tour today and experience it for yourself!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Microwave Hood Fan,Microwave,Refrigerator,Washer
- Laundry features: Laundry - Living Area
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Eat-in Kitchen,High Ceilings,Primary Suite,Open Floorplan,Stone Counters,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments,Sliding Glass Door(s)
- Door features: Sliding Doors
- Window features: Blinds
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air,Ductless
Interior Area
- Total structure area: 2,128
- Total interior livable area: 1,648 sqft
Property
Details
- Parcel number: 2901551
- Zoning: PDR
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Exterior features: Sprinkler/Irrigation,Concrete Driveway,Outdoor Grill
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Lake Privileges,Pier,Lake Front,Water Access
- Frontage type: Lakefront,Waterfront
Lot
- Lot size: 7,405 sqft
- Features: Flat,Rectangular
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway,Garage,Boat,Garage Door Opener,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $234 | $2,808 |
| Electricity | $197 | $2,366 |
| Total | $2,083 | $24,996 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $289,900 |
| 2026-04-01 | Listing removed | $300,000 |
| 2025-08-20 | Price change | $300,000 |
| 2025-07-21 | Price change | $320,000 |
| 2025-03-27 | Listed for sale | $325,000 |
| 2024-09-30 | Listing removed | $325,000 |
| 2024-07-23 | Listed for sale | $325,000 |
| 2022-10-06 | Sold | $340,000 |
| 2022-09-10 | Pending sale | $350,000 |
| 2022-09-02 | Listed for sale | $350,000 |
| 2006-12-22 | Sold | $165,000 |
| 2005-01-25 | Sold | $148,400 |
| 2003-09-08 | Sold | $118,900 |
For Sale by Agent
View on Zillow