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32 Saint Ives Cir, Winder, GA, 30680

5beds
4baths
0sqft
$625,000
--price/sqft
$4,050/moest. monthly cost
$162,000/yrincome needed

About This Home

Classic Brick Charm in St. Ives – Where Community Actually Means Something If you've been searching for a home that checks every box without feeling like it was built by a checklist, this is it. Tucked inside the St. Ives swim and tennis community — with downtown Winder's restaurants and shops just a short drive away — this 4-sided brick home has the kind of bones and warmth that's genuinely hard to find. The front porch alone will make you slow down. It's the kind that begs for a rocking chair and a cold drink at the end of the day. Inside, the layout just makes sense. The 4-season sunroom off the kitchen has become the heart of the home — morning coffee, football Saturdays, late-night card games — it handles all of it beautifully. Upstairs, the primary suite is the retreat you deserve, with a walk-in closet that actually fits your life. There's also a finished bonus room up there that's been a playroom, a home office, and probably a few other things over the years. It's ready for whatever you need it to be. Now, the terrace level — this is where it gets interesting. Already finished and full of potential, it can easily be converted into a self-contained in-law suite, making it a natural fit for multi-generational families who want to be together without being on top of each other. It's a rare setup that more and more buyers are actively looking for. Out back, the yard is flat, big, and wide open — exactly what you want when it's time to fire up the grill or just let the kids run. Some houses look great in photos. This one feels great in person.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
6/10
Bear Creek Middle SchoolGrades 6-86.7 mi
4/10
Winder-Barrow High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave
  • Laundry features: In Kitchen,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Finished Bath,Full,Interior Entry

Bedroom

  • Features: In-Law Floorplan, Oversized Master

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • Double Vanity,Entrance Foyer 2 Story,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,High Speed Internet,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room,Gas Starter
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Cabinets Stain, Pantry, Stone Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Whirlpool Tub

Master Bedroom

  • Features: In-Law Floorplan, Oversized Master
  • Level: In-Law Floorplan, Oversized Master

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: WN26B 074
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Exterior features: Courtyard,Rain Gutters,Other,No Dock
  • Has spa: Yes
  • Spa features: Bath,None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.75 Acres
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 100x262x180

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Side,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$255$3,060
Property Taxes $416$4,992
Electricity $219$2,637
Total$4,050$48,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,857/yr
40% on housing$121,500/yr
45% on housing$108,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30680$156
Barrow County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 30680$179
Barrow County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$625,000
2026-04-01Listing removed$625,000
2026-03-24Price change$625,000
2025-12-10Listed for sale$650,000
2025-11-01Listing removed$699,000
2025-07-25Price change$699,000
2025-07-15Listed for sale$725,000
2006-12-27Sold$310,000

For Sale by Agent

AgentTom Peters
BrokerageColdwell Banker Realty

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