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698 Smith Cemetery Rd, Winder, GA, 30680

4beds
2baths
2,280sqft
$455,000
$200price/sqft
$3,010/moest. monthly cost
$120,400/yrincome needed

About This Home

Great opportunity in Winder! This spacious 4-bedroom, 2-bath modular home sits on approximately 2 acres, offering plenty of room to enjoy both indoor and outdoor living. The home features a large kitchen with ample space for cooking, dining, and gathering. With its generous layout and peaceful setting, this property provides the perfect balance of comfort and privacy. Conveniently located just 2 minutes from Highway 316, making commuting easy while still enjoying a quiet setting. Shopping, dining, and everyday conveniences are just a short drive away. A great opportunity for anyone looking for space and accessibility in a growing area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
8/10
4/10
Apalachee High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Modular Home,Other
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Other
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,280
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Features: Kitchen Island

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: XX096 017

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Other

Lot

  • Lot size: 2 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$186$2,232
Property Taxes $303$3,636
Electricity $221$2,658
Total$3,010$36,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,200/yr
40% on housing$90,300/yr
45% on housing$80,266/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 30680$157
Barrow County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 30680$179
Barrow County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$455,000
2026-07-01Price change$460,000
2026-04-30Price change$455,000
2026-03-12Listed for sale$460,000
2021-04-13Sold$85,000
2000-07-03Sold$22,000

For Sale by Agent

AgentDeysi Valle
BrokerageVirtual Properties Realty.com

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