622 SW Pine Tree Lane, Palm City, FL, 34990
About This Home
Tucked away along one of Hidden River's beautiful wide-water canals, this exceptional waterfront residence is truly a hidden gem. Offering direct ocean access with no fixed bridges, solid CBS construction, and the freedom of no HOA, this is a rare opportunity to own in one of Palm City's most desirable boating communities. Set on a generous homesite, the property is all about embracing the Florida waterfront lifestyle. A private dock with a 13,000-pound boat lift, expansive waterfront, and easy access to the St. Lucie River, Atlantic Ocean, and the Bahamas make it a dream for boaters, anglers, and anyone who loves life on the water. Inside, the home offers a warm, inviting floor plan filled with natural light and designed for comfortable everyday living. Expansive pocket sliding glass doors open to a spacious screened lanai with a sparkling pool, outdoor kitchen, cabana bath, and peaceful canal views—creating the perfect setting for entertaining or simply unwinding while enjoying the beauty of the water. Lovingly maintained through the years, the home offers timeless appeal with the opportunity for a new owner to make it their own over time, if desired. Whether your style is classic, coastal, or contemporary, this property provides an exceptional canvas in a location that simply cannot be duplicated. Hidden River is renowned for its mature oak-lined streets, spacious homesites, and premier boating lifestyle. Waterfront opportunities like this are becoming increasingly rare.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1973
Materials
- Roof: Composition,Shingle
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator,Water Softener Owned,Water Softener,Water Heater,Washer
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Dual Sinks,Garden Tub/Roman Tub,Main Level Primary,Pantry,Split Bedrooms,Walk-In Closet(s)
- Window features: Blinds,Skylight(s)
- Flooring: Carpet,Ceramic Tile,Vinyl
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,776
- Total interior livable area: 2,168 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13 X 11
Living Room
- Level: Main
- Area: 825
- Dimensions: 33 X 25
Master Bedroom
- Level: Main
- Area: 210
- Dimensions: 15 X 14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 013840005000001703
- Zoning: RES
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Entry Level Living Area Y
- Private pool: Yes
- Pool features: Heated,In Ground,Screen Enclosure,Outside Bath Access
- Patio & porch: Covered,Deck,Patio,Screened
- Exterior features: Built-in Barbecue,Barbecue,Outdoor Kitchen,Outdoor Living Area
- Fencing: Fenced
- Has view: Yes
- View description: Canal,Pool,River
- Has water view: Yes
- Water view: Canal,River
- On waterfront: Yes
- Waterfront features: Navigable Water,No Fixed Bridges,Ocean Access,Seawall
Lot
- Lot size: 0.37 Acres
- Features: 1/4 to 1/2 Acre Lot
Parking
- Total spaces: 6
- Parking features: Attached,Driveway,Garage,Golf Cart Garage,Garage Door Opener,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Martin County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,522 | $78,264 |
| Home Insurance * | $1,101 | $13,212 |
| Property Taxes | $1,758 | $21,096 |
| Electricity | $218 | $2,618 |
| Total | $9,599 | $115,188 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $1,290,000 |
| 2025-12-04 | Listing removed | $1,400,000 |
| 2025-07-23 | Price change | $1,400,000 |
| 2024-12-05 | Listed for sale | $1,620,000 |
| 2022-05-12 | Sold | $1,200,000 |
| 2022-02-25 | Pending sale | $1,200,000 |
| 2022-02-18 | Listed for sale | $1,200,000 |
| 2014-12-10 | Sold | $455,000 |
| 2014-08-01 | Listing removed | $465,000 |
| 2014-07-31 | Listed for sale | $465,000 |
| 2013-11-03 | Listing removed | $469,000 |
| 2013-10-21 | Listed for sale | $469,000 |
| 2011-11-23 | Listing removed | $395,000 |
| 2011-09-28 | Listed for sale | $395,000 |
| 2010-02-11 | Sold | $340,000 |
| 1999-06-29 | Sold | $260,000 |
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