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1134 SW Balmoral Trace, Stuart, FL, 34997

2beds
2baths
1,528sqft
$479,000
$313price/sqft
$3,790/moest. monthly cost
$151,600/yrincome needed

About This Home

New roof (2026), lake views, and turnkey furnished — this DiVosta-built 2BR/2BA villa in The Florida Club checks the boxes buyers actually ask for. The split-bedroom floor plan offers privacy for guests, an open kitchen with built-in cabinetry, central vacuum, and a screened lanai overlooking peaceful water. Offered furnished — move-in ready with minimal lift. Low HOA covers landscaping, cable, and high-speed internet, in a gated community with public golf, tennis, pickle ball, clubhouse dining, a community pool, and miles of sidewalks. A rare combination of new-roof confidence and waterfront calm at this price point.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
5/10
South Fork High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Roof: Barrel,Tile
  • Construction materials: Block

Other

  • Builder name: DiVosta Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 15 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Attic,Breakfast Bar,Built-in Features,Bedroom on Main Level,Closet Cabinetry,Central Vacuum,Dining Area,Separate/Formal Dining Room,Dual Sinks,Eat-in Kitchen,Pull Down Attic Stairs,Split Bedrooms,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Blinds,Double Hung,Metal,Plantation Shutters
  • Flooring: Carpet,Ceramic Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,119
  • Total interior livable area: 1,528 sqft

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 19 X 16

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 073941018000000800
  • Zoning: Villa
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered,Patio
  • Exterior features: None,Outdoor Living Area,Room For Pool
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Waterfront features: None,Pond
  • Frontage type: Waterfront
  • Frontage length: 50.00,50.00

Lot

  • Lot size: 5,050 sqft
  • Features: Sprinkler System,< 1/4 Acre

Parking

  • Total spaces: 4
  • Parking features: Attached,Covered,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$494$5,928
Property Taxes $677$8,124
Electricity $197$2,366
Total$3,790$45,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,942/yr
40% on housing$113,700/yr
45% on housing$101,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 34997$245
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34997$297
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$479,000
2026-06-08Listed for sale$489,000
2024-06-18Sold$443,000
2024-06-05Pending sale$449,900
2024-05-20Contingent$449,900
2024-03-11Price change$449,900
2024-02-27Listed for sale$469,900
2022-08-18Sold$407,000
2022-06-28Contingent$415,000
2022-06-23Listed for sale$415,000

For Sale by Agent

AgentJohn Casey PA
BrokerageThe Keyes Company (Tequesta)

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