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2266 State Route 7, Harpursville, NY, 13787

2beds
1baths
1,008sqft
$44,900
$45price/sqft
$581/moest. monthly cost
$23,240/yrincome needed

About This Home

Charming home situated on a spacious and quiet lot, located close to your needed amenities. Home offers a nice open floor plan allowing lots of natural light to flow throughout, dont miss it!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1962

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
  • Flooring: Varies,Vinyl

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 03260008301300010130000000
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway

Lot

  • Lot size: 8,276 sqft
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 84 x 139

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$26$312
Property Taxes $82$984
Electricity $246$2,954
Total$581$6,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,920/yr
40% on housing$17,430/yr
45% on housing$15,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 13787$162
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13787$123
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Sold$74,000
2025-11-25Pending sale--
2024-12-02Listing removed--
2024-09-03Listed for sale$99,000
2023-11-01Listing removed--
2023-08-03Listed for sale$100,000
2006-02-15Sold$45,000

Unknown Listed By

AgentBrien T. Grow
BrokerageHunt Real Estate ERA/Columbus

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