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76 N Baldwin St, Johnson City, NY, 13790

3beds
1baths
1,212sqft
$124,900
$103price/sqft
$1,178/moest. monthly cost
$47,120/yrincome needed

About This Home

PRICED RIGHT and in a Great JC Northside location near Oakdale Commons and Route 86/17;Near UHS and bus routes;Fenced in yard on 2 sides;Property being sold with an extra 40' x 128' lot Tax Map #143.40-4-27 known as 72 North Baldwin St.;Newer roof in 2019(2 layers);2007 vinyl replacement windows;New gas HWH 2025;New GFHA furnace2011;200 amp circuit breakers 2011;House flooded in 2006 and 2011;House currently carries flood insurance and premium is $1,014/yr;Northside of basement gets water seepage from heavy rain and has sump pump to cure the seepage;Enclosed rear porch on concrete slab 17'6" x 9';Front covered PT porch needs some TLC;HW flooring in the house

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Basement,Block,Concrete Perimeter
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Water Heater,Refrigerator,Range Hood
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: First
  • Dimensions: 9'6" x 5'7"

Bedroom

  • Level: First
  • Dimensions: 12'10" x 10'6"

Bedroom

  • Level: Second
  • Dimensions: 13'4" x 11'5"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11'3" x 9'4"

Features

  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,212

Foyer

  • Level: First
  • Dimensions: 6' x 3'10"

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,212 sqft

Kitchen

  • Level: First
  • Dimensions: 10'5" x 9'9"

Laundry

  • Level: Basement
  • Dimensions: 10' x 10'

Living Room

  • Level: First
  • Dimensions: 13'10" x 12'

Master Bedroom

  • Level: First
  • Dimensions: 12' x 10'4"

Office

  • Level: Second
  • Dimensions: 8'6" x 7'5"

Property

Details

  • Parcel number: 03460314340428
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Patio & porch: Covered,Deck,Enclosed,Porch
  • Exterior features: Deck,Landscaping
  • Fencing: Yard Fenced

Lot

  • Lot size: 10,454 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: 80'F x 128'

Parking

  • Parking features: None,Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$71$852
Property Taxes $230$2,760
Electricity $246$2,954
Total$1,178$14,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,388/yr
40% on housing$35,340/yr
45% on housing$31,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 13790$104
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13790$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$139,900

For Sale by Agent

AgentDennis A. Tchir
BrokerageTCHIR REALTY

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