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12628 SW 28th Ct, Miramar, FL, 33027

3beds
3baths
1,508sqft
$485,000
$322price/sqft
$3,941/moest. monthly cost
$157,640/yrincome needed

About This Home

Beautiful 3 bedrooms, 2.5 baths townhouse in the highly desirable gated community of Harbour Lakes at Monarch Lakes. Very spacious unit with one car garage, and 1 additional parking space in the driveway plus visitors parking. Excellent community amenities, including a swimming pool and children’s park. The property is conveniently located near highly rated schools, Miramar Town Center, shopping, dining, entertainment, and the exciting new Miramar Cove development.

Getting Around

34
WalkingCar-Dependent
31
TransitSome Transit
56
BikeBikeable

Schools

7/10
5/10
7/10
Everglades High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Refrigerator,Trash Compactor
  • Laundry features: Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Hurricane Shutters
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,769
  • Total interior livable area: 1,508 sqft

Property

Details

  • Parcel number: 514026081950
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Exterior features: Other,Balcony
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden

Parking

  • Total spaces: 1
  • Parking features: 1 Space,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Broward County and Florida

Flood
Hurricane
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$315$3,780
Property Taxes $977$11,724
Electricity $197$2,366
Total$3,941$47,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,120/yr
40% on housing$118,230/yr
45% on housing$105,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 33027$217
Broward County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 33027$313
Broward County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$485,000
2015-09-04Sold$245,000
2011-02-09Sold$222,970
2004-09-30Sold$240,000
2003-11-10Sold$195,000
2000-04-06Sold$119,900

For Sale by Agent

AgentMao Chang
BrokerageMiami New Realty

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