See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3728 Chicago Rd, Steger, IL, 60475

3beds
1baths
1,303sqft
$105,000
$81price/sqft
$917/moest. monthly cost
$36,680/yrincome needed

About This Home

This 3-bedroom, 1-bath home offers 1,303 square feet of comfortable, light-filled living space with a flexible layout and a large private backyardperfectly positioned in the quiet village of Steger. Step inside to a spacious main living area with large portrait windows that fill the home with natural light. Two main-level bedrooms feature generous closet space, ceiling fans, and oversized windows. The kitchen includes modern essentials, ample cabinet storage, and a dedicated breakfast area overlooking the backyard-plus a large walk-in pantry for all your storage needs. The main floor full bathroom is oversized and connects directly to the upstairs, where you'll find a secondary living space and a spacious master bedroom with a front-facing view-ideal for added privacy or a quiet retreat. A rear mudroom includes a designated laundry area with convenient walkout access to the backyard. Outdoor highlights include a custom wooden patio, in-ground fire pit, and plenty of green space-ideal for relaxing or entertaining. Additional features include a vinyl exterior, private driveway, and a well-built detached 1-car garage. Located in Steger, one of the southernmost suburbs of the Chicago Metro Area, this community offers small-town charm, low municipal tax rates, convenient public transit, nearby parks, and a strong sense of community with year-round events. A great opportunity for anyone seeking space, comfort, and a peaceful suburban lifestyle.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
Columbia Central SchoolGrades 5-80.3 mi
5/10
Bloom Trail High SchoolGrades 9-122.6 mi
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 09X09

Bedroom3

  • Level: Main
  • Area: 81
  • Dimensions: 09X09

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,303 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Master Bedroom

  • Level: Second
  • Area: 220
  • Dimensions: 20X11

Mud Room

  • Level: Main
  • Area: 80
  • Dimensions: 10X08

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2315054080290000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 1
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$74$888
Property Taxes $183$2,196
Electricity $130$1,569
Total$917$11,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,440/yr
40% on housing$27,510/yr
45% on housing$24,453/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 60475$134
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60475$158
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$110,000
2026-04-06Contingent$122,000
2026-03-27Price change$122,000
2026-02-27Price change$125,000
2026-02-06Price change$128,000
2026-01-16Price change$132,000
2025-12-19Price change$136,000
2025-11-21Price change$142,000
2025-10-31Price change$146,000
2025-10-09Listed for sale$150,000
2022-05-24Listing removed--
2022-04-28Listed for rent$1,345
2020-04-23Listing removed$1,175
2020-04-22Price change$1,175
2020-03-03Price change$1,395
2020-02-28Listed for rent$1,225
2019-01-29Listing removed$1,145
2019-01-25Price change$1,145
2019-01-05Price change$1,195
2018-12-12Price change$1,245
2018-12-01Price change$1,295
2018-09-28Listed for rent$1,325
2018-03-19Listing removed$1,100
2018-01-17Price change$1,100
2017-11-29Listed for rent$1,200
2013-02-11Sold$25,000
2011-10-29Sold$45,000

For Sale by Agent

AgentMichael Scanlon
BrokerageeXp Realty

Similar Homes