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104 Riverside Dr APT 203, Cocoa, FL, 32922

2beds
2baths
1,479sqft
$475,000
$321price/sqft
$3,485/moest. monthly cost
$139,400/yrincome needed

About This Home

Located within Oleander Pointe with commanding views of the Indian River, this residence offers one of the most sought-after locations in Cocoa Village. Wake up each morning to breathtaking sunrises and unwind in the evening as sailboats drift by — all from the comfort of your private, screened-in balcony. Inside, a well-designed floor plan maximizes natural light and sweeping river views from the main living areas. Oleander Pointe is a premier riverfront community, offering resort-style amenities including a riverfront pool and spa, tennis courts, a fitness center overlooking the water, and a clubhouse perfect for gatherings. Just steps away, enjoy the vibrant lifestyle of Cocoa Village with boutique shopping, local restaurants, art galleries, and live entertainment all within walking distance. Experience a rare combination of waterfront tranquility and downtown energy — all from your private piece of paradise on the river.

Getting Around

56
WalkingSomewhat Walkable
27
TransitSome Transit
53
BikeBikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,His and Hers Closets,Open Floorplan,Pantry,Split Bedrooms
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Hot Water
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,479 sqft

Property

Details

  • Parcel number: 2436338900000.00003.00
  • Special condition: Standard

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: River Access,River Front,Intracoastal
  • Waterbody name: Indian River

Lot

  • Lot size: 435.60 sqft
  • Features: Few Trees,Sprinklers In Front

Parking

  • Total spaces: 1
  • Parking features: Assigned,Garage,Garage Door Opener,Underground,Varies by Unit
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$282$3,384
Property Taxes $605$7,260
Electricity $197$2,366
Total$3,485$41,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,485/yr
40% on housing$104,550/yr
45% on housing$92,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 32922$183
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32922$180
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$475,000
2025-10-09Listed for sale$495,000
2025-09-01Listing removed$610,000
2025-02-04Listed for sale$610,000
2008-05-22Sold$235,000

For Sale by Agent

AgentTaylor Sentz Darby
BrokerageOne Sotheby's International

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