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416 N 4th St, Cocoa Beach, FL, 32931

2beds
3baths
1,551sqft
$995,000
$642price/sqft
$5,441/moest. monthly cost
$217,640/yrincome needed

About This Home

Fully remodeled, like New, this classic deep water, canal front Cocoa Beach home is situated just one block from Thousand Islands Nature Preserve. Its been remodeled down to the wall studs. New plumbing, electrical, wind resistant impact windows & Doors, HVAC & AC ducts, flooring, bathrooms, a stunning kitchen with quartz counters, gas range & more! Designed into 2 main suites. featuring wheel chair accessible bathrooms and walk in closets in each bedroom. Half bathroom near kitchen. Walk in pantry with hidden shelf door. Marble floors throughout. Fire place in open floor plan living space. Air conditioned shed in back yard made into a living space. Within very short walking distance to downtown and Beach. 1 hour to Orlando International Airport.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

Construction

Condition

  • Year built: 1957

Materials

  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central,Electric,Hot Water
  • Cooling features: Attic Fan,Central Air,Electric

Interior Area

  • Total interior livable area: 1,551 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Common Area,Accessible Doors,Accessible Electrical and Environmental Controls,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Accessible Washer/Dryer

Details

  • Parcel number: 2537107500000.00004.00
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Canal Front,River Access,Seawall
  • Waterbody name: Canal Navigational to Banana River

Lot

  • Lot size: 9,147 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$202$2,424
Property Taxes $11$132
Electricity $197$2,366
Total$5,441$65,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,548/yr
40% on housing$163,230/yr
45% on housing$145,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$642This listing

vs Other Active Listings

Avg $/sqft

ZIP 32931$276
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32931$390
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$995,000
2026-01-01Listing removed$949,000
2025-11-03Price change$949,000
2025-07-25Price change$950,000
2025-02-08Price change$895,000
2024-12-09Listed for sale$1,100,000
2024-11-13Listing removed$999,995
2024-07-29Price change$999,995
2024-05-17Listed for sale$1,100,000
2016-08-11Sold$330,000
2016-06-21Pending sale$349,900
2015-10-28Listed for sale$349,900

For Sale by Agent

AgentMercedes Carlson
BrokerageThe Mortgage Project, Inc

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