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989 N Highway A1a APT 5, Indialantic, FL, 32903

3beds
2baths
2,849sqft
$1,099,990
$386price/sqft
$8,510/moest. monthly cost
$340,400/yrincome needed

About This Home

Elevated elegance meets oceanfront exclusivity at Sea Watch Towers. Located on the 5th floor of this boutique 1984-built building, this rare residence offers true one-residence-per-floor ownership within an intimate seven-unit structure spanning eight stories. The shared elevator with keyed privacy access opens directly to your full-floor three-bedroom, two-bath coastal retreat. Expansive Atlantic views and abundant natural light enhance the open-concept layout, creating seamless flow for both everyday living and refined entertaining. The spacious primary suite offers comfort and privacy, while generous living areas embrace the coastal setting. Two garage spaces—one under-building and one annex with storage—provide exceptional convenience. A distinctive full-floor opportunity in Indian Atlantic, Florida, designed for those seeking privacy, scale, and direct oceanfront living. (one under-building, one detached), and direct beach access just steps away, convenience and comfort are always within reach. Located across from vibrant shopping and dining, and minutes from I-95, top-rated schools, and the airport, this residence blends coastal charm with everyday ease. Whether you're seeking a full-time escape or a seasonal sanctuary, this address delivers. Ready to experience it for yourself? Schedule your private tour today and step into the coastal lifestyle you've been dreaming of.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

10/10
6/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Membrane
  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Nook,Ceiling Fan(s),Elevator,Entrance Foyer,Jack and Jill Bath,Kitchen Island,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,124
  • Total interior livable area: 2,849 sqft

Property

Details

  • Parcel number: 273830Ew0000a.00005.04
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Wrap Around
  • Exterior features: Balcony,Impact Windows,Storm Shutters
  • Fencing: Fenced
  • Has view: Yes
  • View description: Beach,Ocean,Water
  • Has water view: Yes
  • Water view: Beach,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Waterbody name: Atlantic Ocean

Lot

  • Lot size: 2,178 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$1,588$19,056
Property Taxes $1,074$12,888
Electricity $286$3,440
Total$8,510$102,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$291,771/yr
40% on housing$255,300/yr
45% on housing$226,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 32903$382
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32903$333
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-17Listed for sale$1,099,990
2025-10-07Pending sale$1,099,990
2025-10-06Contingent$1,099,990
2025-04-30Price change$1,099,990
2025-03-17Listed for sale$1,199,000
2005-01-07Sold$525,000
1997-07-02Sold$250,000

For Sale by Agent

AgentScott A Wall-Desousa
BrokerageBlue Marlin Real Estate

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