12284 Zealand Cir N, Champlin, MN, 55316
About This Home
If you're looking for your entry into homeownership or your next rental property, this Champlin townhome gives you the opportunity. Three bedrooms, two full bathrooms in a layout that's smart for either living or leasing. The main level has solid natural light, a kitchen with oak cabinetry and functional counter space, and good flow between rooms. You're not fighting a cramped galley. The bathrooms are clean and updated. The neighborhood is established with reasonable metro access. Townhomes in this area attract first-time buyers and investors. If that's the move you're considering, this is worth a look.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1999
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,340
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,340
- Total interior livable area: 1,340 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3012021120157
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 810
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.28 Acres
- Lot size dimensions: common
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Tornado
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hennepin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $239 | $2,868 |
| Electricity | $170 | $2,050 |
| Total | $1,777 | $21,324 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $240,000 |
| 2026-07-07 | Listing removed | $250,000 |
| 2026-05-28 | Listed for sale | $250,000 |
| 2023-07-01 | Listing removed | -- |
| 2023-06-16 | Listed for rent | $1,900 |
| 2020-07-02 | Sold | $200,000 |
| 2020-05-19 | Listed for sale | $189,900 |
| 2013-07-23 | Sold | $134,000 |
| 2003-11-05 | Sold | $160,000 |
| 2002-06-28 | Sold | $153,200 |
| 1999-10-04 | Sold | $104,900 |
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