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1520 Cutter Ct, San Ramon, CA, 94583

4beds
3baths
1,999sqft
$965,000
$483price/sqft
$6,368/moest. monthly cost
$254,720/yrincome needed

About This Home

Welcome to 1520 Cutter Court, a beautifully appointed residence nestled in the highly desirable Greystone community of San Ramon. Offering approximately 1,999 square feet of thoughtfully designed living space, this spacious home features 4 bedrooms and 3 full bathrooms, including a convenient bedroom and full bath on the main level, ideal for guests, multi-generational living, or a home office. The light-filled floor plan has soaring ceilings, an inviting living area with a fireplace, and an open-concept kitchen. Family room designed for both everyday living and entertaining. The primary suite offers a relaxing retreat, the additional bedrooms provide flexibility for growing families or work-from-home needs. Enjoy indoor-outdoor living with private patio, perfect for outdoor dining, or relaxing evenings. Highlights include central air conditioning, attached two-car garage,laundry room, and access to community greenbelts and playgrounds. Located within the award-winning San Ramon Valley Unified School District and just minutes from City Center Bishop Ranch, shopping, dining, parks, trails, and major commuter routes, this home combines comfort, convenience, and an exceptional lifestyle. Don't miss this rare opportunity to own in one of San Ramons most sought-after neighborhoods!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
10/10
California High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: RolledHotMop

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningFamilyCombo

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,999
  • Total interior livable area: 1,999 sqft

Property

Details

  • Parcel number: 2111000267
  • Zoning: Residential
  • Special condition: Standard

Features

  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,879$58,548
Home Insurance *$134$1,608
Property Taxes $927$11,124
Electricity $428$5,143
Total$6,368$76,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,331/yr
40% on housing$191,040/yr
45% on housing$169,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 94583$580
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94583$752
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$965,000
2026-06-19Listed for sale$1,015,000
2020-06-17Sold$839,000
2020-04-30Listed for sale$839,000
2019-11-23Listing removed$879,000
2019-10-23Listed for sale$879,000
2000-01-28Sold$344,000
1999-09-15Sold$315,000
1996-10-31Sold$226,000

For Sale by Agent

AgentMariana Pappalardo
BrokerageCompass

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