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1560 Kilauea Ave, Hilo, HI, 96720

9beds
5baths
2,904sqft
$1,050,000
$362price/sqft
$7,521/moest. monthly cost
$300,840/yrincome needed

About This Home

3-2-1: Three (3) homes on two (2) separate parcels sold together at one (1) attractive price for the home buyer and/or extended family or investor looking for a prime location in Hilo. The parcels being sold together are TMK 3-2-2-25-17 (10,384 land area) & 3-2-2-25-33 (11,661 sqft. land area). All utilities are available and connected to sewer.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
Waiakea Elementary SchoolGrades PK-50.7 mi
6/10
9/10
Waiakea High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Flooring: Carpet

Interior Area

  • Total structure area: 2,904
  • Total interior livable area: 2,904 sqft

Property

Details

  • Parcel number: 3220250170000
  • Zoning: RS-10
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 10,384 sqft
  • Features: Cleared

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Tsunami
    TsunamiRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$301$3,612
Property Taxes $976$11,712
Electricity $935$11,221
Total$7,521$90,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,862/yr
40% on housing$225,630/yr
45% on housing$200,560/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 96720$443
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96720$466
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$1,050,000
2026-05-01Contingent$1,050,000
2026-04-27Price change$1,050,000
2025-12-02Listed for sale$1,250,000

For Sale by Agent

AgentCandace K Gray
BrokerageCG Hawaii Realty Corp.

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